One; To sign an insurance agreement in Hong Kong, the insured needs to go to Hong Kong to sign the insurance agreement in person. If parents insure their children under 18, the children need not go to Hong Kong in person.
Second; When preparing all kinds of valid certificates for insurance, you need not only the entry certificate to ensure that the insured is in Hong Kong on the day of purchasing the policy, so as to ensure the legality of the policy, but also your ID card. Parents need to bring their children's birth certificates and other valid documents to insure their children.
Third; Fill in the insurance application form truthfully. The applicant needs to fill in the insurance application form truthfully and tell the important facts related to health truthfully, such as his living habits (such as smoking and drinking). ) and physical condition (whether suffering from major diseases, etc. If he hides it, it will directly lead to future claims disputes. In addition, if the insured's insurance coverage exceeds the insurance company's medical insurance quota, or has a past medical history, it is necessary to supplement the medical examination report, and the insurance company will decide whether to accept the insurance according to the medical examination results.
Step 4: Pay the premium. After signing the insurance contract, the insured must pay the corresponding premium. As the domestic UnionPay card has a limit on overseas credit card transactions, the maximum amount of each credit card transaction is $5,000, and multiple credit cards are required to pay the premium in Hong Kong. Therefore, it is suggested that the insured should apply for a bank card in a Hong Kong bank and deposit the money needed to pay the premium. It is more convenient to transfer money through the bank in the future, but it requires a certain handling fee.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.