Buy critical illness insurance or million medical care at the age of 50?

Fifty-year-olds are in middle age. At this age, many people are facing some health problems and disease risks. So it is a good choice to buy critical illness insurance and million medical insurance. However, which one to choose should be considered according to the actual situation of the individual. Click to receive 1 insurance consulting service for free.

First of all, the critical illness insurance is that the insurance company pays certain insurance money to the insured or its designated beneficiary according to the contract, taking the insurer suffering from an agreed major disease as an insurance accident. 50-year-old people are at greater risk of suffering from major diseases due to factors such as age growth and chronic diseases. If a serious disease occurs, it may bring a heavy burden to the economy because of the high cost of treatment. The coverage of critical illness insurance is relatively narrow, but the amount of protection is relatively high, which can provide certain economic security for the insured.

Secondly, the million medical insurance takes the necessary medical expenses caused by accidents or diseases as insurance accidents, and pays a certain amount of insurance money to the insured or its designated beneficiaries. Most people aged 50 are in a stable period in the workplace, and endowment insurance is as important as medical care. Millions of medical insurance covers a wide range, including hospitalization, surgery and outpatient service. Moreover, the premium of million medical insurance is relatively low, and the amount of protection is also relatively large.

If you have any other questions, you can consult Runan Insurance, whose product lines are very diverse and can meet the needs of different customers. Runan Insurance has launched a variety of insurance products such as health insurance, accident insurance and family insurance according to customer needs. Runan Insurance also provides a large number of personalized choices, such as maternity insurance, children's insurance and old-age insurance. , so that every customer can choose the insurance product that suits them.