What about PICC Life's critical illness insurance?

The critical illness insurance of China People's Insurance Company is the latest critical illness insurance of China People's Insurance Company, and the insurance age must meet the requirements of relevant insurers stipulated by the insurance company. Among them, payment methods are divided into wholesale payment and regular payment. Then, what protection does PICC Life have for its health in critical illness insurance? What are the health guarantees of PICC Life Insurance in critical illness insurance? 1 Death insurance premium If death occurs due to reasons other than accidental injury within 90 days from the effective date of the contract, the death insurance premium (excluding interest) paid by you shall be paid, and the contract shall be terminated. 2. Critical illness insurance premium Within 90 days from the effective date of this contract, due to reasons other than accidental injury, the patient is diagnosed with the critical illness agreed in this contract for the first time, and the critical illness insurance premium is paid according to the insurance premium agreed in this contract, and this contract is terminated. 3. Specific disease insurance benefits If the patient is diagnosed with a specific disease agreed in this contract for the first time due to reasons other than accidental injury after 90 days from the effective date of the contract, the specific disease insurance benefits will be paid at 20% of the basic insurance amount. When the cumulative payment of specific illness insurance benefits reaches six times, the insurance liability of specific illness insurance benefits is terminated and other insurance liabilities continue to be effective. Exemption of premiums for specific diseases If the insured is diagnosed with specific diseases (one or more diseases) agreed in this contract for the first time due to reasons other than accidental injury 90 days after the effective date of this contract, the premiums for all periods of this contract after the first diagnosis of the specific diseases of the insured will be exempted. Generally speaking, the insured of this insurance provides 120 kinds of major diseases, 60 kinds of specific diseases, death protection and insurance money exemption for the insured's specific diseases as agreed in the contract. Among them, 60 specific diseases can be guaranteed up to 6 times.