Bao Xiao is almost one year old. What insurance should he buy?

Under normal circumstances, the insurance products that 1 year-old babies should buy are critical illness insurance, medical insurance and accident insurance. Below, the seniors will simply tell you where these types of insurance work.

However, before buying insurance, you need to know a lot of knowledge points, and you can avoid taking many detours:

Before buying insurance, you must first understand these key knowledge points!

1, critical illness insurance

Critical illness insurance mainly covers major diseases. However, many products now include protection against mild and moderate diseases. As long as it is within the contract guarantee period and the disease meets the claim standard, the insurance company will pay a sum of money, and there is no restriction on the use of this money, which can not only make up for the medical expenses caused by the child's illness, but also make up for the income loss caused by one parent taking care of the child.

However, all kinds of critical illness insurance products on the market are really eye-catching. For everyone's sake, I have compiled a cost-effective list of children's critical illness insurance. Details can be poked:

Ten super cost-effective children's critical illness insurance, don't miss this treasure raiders!

2. Medical insurance

Children are young, their bodies are still developing, their resistance is weak, and they are vulnerable to bacteria or viruses. It is common to go to the hospital. If you configure a medical insurance, you can reimburse the corresponding medical expenses and reduce the economic losses caused by medical treatment.

3. Accident insurance

Children are naturally curious and lack self-protection awareness. They always like to touch the east and touch the west, stuffing everything into their mouths, so they are prone to burns, falls and swallowing foreign objects. Accident insurance is to provide protection for accidents. When a child has an accident, it can transfer the economic losses caused by the accident.

10 The most worthwhile child accident insurance inventory!

10 The most worthwhile child accident insurance inventory!

Hope to adopt

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