On June165438+1October 19, Xi' an issued a new policy on the property market, which adjusted the purchase restriction policy, including relaxing the conditions for purchasing the first second-hand house, lowering the threshold for talents to purchase houses, increasing the number of houses purchased by families with two or more children, and narrowing the scope of the purchase restriction area.
The industry believes that Xi 'an New Government is mainly based on second-hand housing, which is conducive to promoting the housing needs of new citizens, and can also promote the upgrading of housing consumption through "selling one and buying one". Hangzhou, Chengdu, Xi 'an and other cities have a large population, which has a strong signal significance for the stability of the national property market.
Xi property market regulation "loosens"!
165438+ 10 month 19, Xi The Leading Group for Promoting the Stable and Healthy Development of the Real Estate Market issued the Notice on Supporting Rigid and Improved Housing Demand.
The specific content is:
1. Families who have moved into this city from outside the city and have no houses in the housing restricted area can buy the first second-hand house in the housing restricted area after they settle in Xi 'an.
2. Non-local resident families who have no housing in the restricted housing area, hold the residence permit of this Municipality, and have paid social security continuously in this Municipality or paid taxes for 6 months before the purchase date can purchase 1 set of second-hand housing.
Three, approved the introduction of all kinds of talents, in the restricted area of Xi city to buy housing, without providing social insurance or personal income tax related documents.
4. Families with two children and above who meet the housing purchase conditions in Xi can purchase 1 new house on the basis of the number of housing units in the housing purchase restriction area. When the third house purchased by a family with two or more children is a newly-built commercial house, it should be classified as an "ordinary family".
5. Lintong District, Shanglin Street of Fengdong New Town, Xixian New Area, Gao Qiao Street of Fengxi New Town, Mawang Street and non-restricted areas managed by High-tech Zone are no longer included in the scope of housing purchase restriction and sale restriction in our city.
Four major changes in policy "loosening"
According to Xi Housing and Construction Bureau's interpretation of the New Deal, there are four main changes in the New Deal:
First, the conditions for purchasing the first set of second-hand houses have been loosened, that is, the residents who moved from outside the city to Xi and have no houses in the restricted area have cancelled the requirement that the first set of second-hand houses can only be purchased after 1 year. At the same time, the conditions for purchasing the first set of second-hand houses for non-registered residents who have no houses in the restricted area have been changed from "holding residence permits and paying social security or individual taxes continuously for two years before the purchase date" to "holding residence permits and paying social security or individual taxes continuously".
The second is to "loosen" the conditions for purchasing houses for talents. Since social security and individual tax have been reviewed in the process of talent identification, there is no need for social security or individual tax related certification materials before buying a house.
The third is to "loosen" the conditions for buying houses for families with two children and above. For families with two children and above registered in Xi, the number of housing purchases has increased from two to three. When buying a third house, you must settle down for three years; For families with two children and above who are not registered in Xi, the number of housing purchase restrictions is increased from 1 to 2 sets. When buying a second house, you must hold a residence permit in Xi, and pay social security or individual tax in Xi for two years before the date of purchase; When families with two or more children participate in the purchase registration of new commercial housing in the housing restricted area, 1 set, the second set is registered in the category of "just-needed families" and the third set is registered in the category of "ordinary families".
Fourth, the scope of housing purchase restriction is "loosened". After adjustment, the restricted areas include: Xincheng District, beilin district, Lianhu District, Yanta District, Baqiao District, weiyang district, Chang 'an District, Xixian New Area Fengdong New City (excluding Shanglin Street), High-tech Zone (excluding the non-restricted areas under custody), Economic Development Zone, Qujiang New District, _ Ba Ecological Zone,
The policy focuses on second-hand housing.
Xi 'an New Government focuses on second-hand housing, including buying second-hand housing when you settle down, or buying second-hand housing with residence permit and social security for half a year.
In this regard, Li, chief researcher of the Housing Policy Research Center of Guangdong Urban Planning Institute, believes that the policy focus of An is second-hand housing. On the one hand, as the current transaction price of second-hand housing continues to decline, the decline is large, the transaction cycle is long, the demand for housing replacement is blocked, and the new housing transaction is affected; On the other hand, because the price of second-hand houses has fallen, the transaction of new houses has weakened.
Li believes that at present, in a hot city like An, the demand for changing houses accounts for a large proportion, and whether the demand for changing houses can be smooth is a sign of whether the market is in a virtuous circle. A set of second-hand housing transactions can drive 2-3 sets of serial transactions, which can not only release the supply and demand of small and medium-sized second-hand housing, but also promote the housing demand of new citizens. You can also promote the upgrading of housing consumption by selling one set and buying another set, which is a sign of the healthy development of housing consumption.
In addition, regarding the relaxation of the threshold for talents to buy houses in An, Li believes that lowering the threshold for buying houses after non-household registration or buying houses directly will help these people to take root in An and improve An's status as a city center.
In addition, regarding the adjustment of purchase restriction areas in Angola, Li believes that this is a way for hot cities to appropriately adjust their purchase restriction policies in the near future. For areas where the property market is rapidly cooling down, it is a more effective mode to appropriately adjust the purchase restriction, which does not violate the "integration of housing and housing". It also released a signal to save the market and stabilize expectations.
Li further pointed out that Hangzhou, Chengdu, An and other cities have a large population, which has a strong signal significance for the stability of the national property market. At the same time, considering the combination of stabilizing the property market with top-level designs such as "housing and not speculating" and "not stimulating the economy with real estate", the policy needs to "do something different" and effectively combine the two. In the future, the policy will continue to adhere to the mode of "small steps and quick running", with high frequency but every time.