When applying for health insurance or life insurance, the health notification of some products will ask relatives about their illness, because it involves family history. If you don't tell the truth, the child will get sick in the future. If you have a family illness, you won't pay, and the insurance premium will be lost for nothing.
Family history refers to the incidence of a disease among family members. At present, insurance companies have different underwriting standards for family history. Some products are strictly underwritten, taking family history as a consideration, while others are not underwritten by family history.