Health insurance requires the insured to fully understand the health/occupational statement of the insured and truthfully answer the health notification, which will be an integral part of the insurance contract. If there is any concealment or false information that can affect the underwriting decision of the insurance company, it may lead to the following results:
The insurance policy issued by 1. will be deemed invalid, and the insurance company has the right to terminate the contract.
2. In the event of an insurance accident, the insurance company shall not be liable for compensation or payment of the insurance premium, and shall have the right not to refund the insurance premium.