Next, senior sister will take Versailles plus critical illness insurance as an example to give you a detailed evaluation. Not much to say, let's look at the protection map first:
In terms of insurance rules, Versailles plus critical illness insurance provides lifelong protection, and the insurance age ranges from 30 days to 55 years old. The payment period provides the option of 5/ 10/ 15/20/30 years, which is enough to meet the needs of most people. The waiting period of Versailles plus is 90 days. Compared with similar products with a waiting period of 180 days, Versailles plus allows the insured to enjoy the corresponding protection earlier. To learn more about the waiting period, take a look at this article: won't the insurance company lose money during the waiting period? If you don't understand, you will suffer a big loss!
In terms of coverage, Versailles plus covers not only 120 serious diseases, but also 25 moderate diseases and 40 mild diseases. The coverage of the disease is very comprehensive. In addition, Versailles plus also includes additional insurance benefits for mild/moderate diseases, death protection, exemption of the insured, and optional malignant tumor-severe extended insurance benefits.
The most prominent highlight of Versailles plus critical illness insurance is that the payment is quite powerful! In terms of critical illness protection, Versailles plus has set up additional compensation for specific ages. During the guarantee period, if the insured is diagnosed with serious illness for the first time before the age of 60, he will have the opportunity to get an additional 80% of the basic guarantee amount. When diseases are high in the age of 60 (inclusive) -65 (exclusive), if you are diagnosed with a serious illness for the first time, you will have the opportunity to get an additional 30% of the basic guarantee. In the protection of mild and moderate diseases, the compensation ratio of Versailles plus is 30% and 60% respectively, reaching the excellent level of similar products.
Of course, the highlights of Versailles' aggravated illness insurance are far more than these. More contents can be poked: Versailles' aggravated illness insurance has returned heavily, and you must look at the in-depth evaluation before buying!
Hope to adopt!
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