First, the ultimate concern of multiple health guarantees
1, 25 kinds of mild diseases: (Divide 25 kinds of mild diseases into four groups: cancer, brain diseases, heart diseases and others), and pay 20% of the premium for the mild diseases in their respective groups, with the four groups paying up to three times. Note: The interval between two consecutive diagnoses of mild diseases must be 365 days.
2.60 kinds of major diseases: (Divide 60 kinds of major diseases into four groups: cancer, brain diseases, heart diseases and others), and pay 65,438+000% of the insured amount for the serious diseases in their respective groups, and the maximum compensation for the four groups is three times.
Second, the premium is exempted from humanistic care.
3. Exemption from premium for illness: If the insured is diagnosed as seriously ill for the first time during the payment period, the remaining unpaid premium will be exempted and the contract will remain valid.
Third, the death pension protects the family.
4. Death: If he died before 18 years old, the insurance premium paid will be returned; /kloc-died at the age of 0/8, and paid 100% of the insured amount, and the contract was terminated. Four. Guarantee the maturity of old-age savings. 5. Maturity payment: when the contract expires, it shall be paid according to 100% of the insured amount. If you have paid the first critical illness insurance, you will no longer bear the due payment.
How much does ICBC Royal Cube have to pay in a year?
If a 35-year-old man has insured the Royal Cube No.3 protection plan, the basic insurance amount is 300,000, the protection is 77 years old, and the payment period is 20 years, then
His annual premium is 10959 yuan.
The guarantees that can be obtained are:
1, 25 kinds of mild diseases: the first kind of mild illness insurance premium is 60,000 yuan, the second kind of mild illness insurance premium is 60,000 yuan, and the third kind of mild illness insurance premium is 60,000 yuan, with the highest compensation of 1.8 million yuan.
2.60 kinds of serious illness: the first serious illness insurance premium is 300,000 yuan, the second serious illness insurance premium is 300,000 yuan, and the third serious illness insurance premium is 300,000 yuan, with a maximum payment of 900,000 yuan.
3. Death: 300,000 yuan.
4. Maturity: 300,000 yuan.