What are the advantages and disadvantages of Allianz Property Insurance and Meiya Property Insurance?

Which is better, AIA or Allianz? Many consumers often ask such questions when choosing insurance companies, but AIA and Allianz are both insurance groups from abroad, AIA is an insurance company from the United States, and Allianz is an insurance company from Germany. Although AIA and Allianz Insurance are foreign-funded insurance groups from different countries, they both operate various insurance products under the unified management of CIRC after coming to China. Therefore, the types of insurance products launched by the two insurance companies are roughly the same, and the degree of safety is the same. Therefore, when choosing an insurance company, you can proceed from your own actual situation. For example, is it more cost-effective to buy overseas travel, Meiya or Allianz travel insurance? Everyone can make a comprehensive comparison from their specific travel plans, security needs, whether the overseas emergency rescue service outlets of AIA and Allianz Insurance are widely distributed, and whether the products are cost-effective, and then get the best answer in their hearts.

AIA Property Insurance Co., Ltd. (AIA for short) is a wholly-owned subsidiary of American International Group Insurance Group, which operates property liability insurance in China. With the business philosophy of "strict underwriting and product innovation", AIA, a subsidiary of AIG, has always maintained its competitive advantage in the market, maintained its leading position for a long time, and continued to grow and develop. 1992, becoming the first foreign-funded insurance enterprise in Shanghai to be allowed to operate property insurance business; 1995, the company was approved to set up a Guangzhou branch; 1999, the company was approved to set up Foshan branch and Shenzhen branch successively. In 2004, according to China's accession to the World Trade Organization, all branches of our company in China were allowed to provide property and accident insurance services to all local enterprises and consumers. In 2006, Guangzhou Branch was approved by China Insurance Regulatory Commission to conduct business in Guangdong Province. In July 2007, with the approval of China Insurance Regulatory Commission, the company transformed its branch in China into a wholly-owned subsidiary registered in China-AIA Property Insurance Co., Ltd. (AIA for short), which marked a new milestone in the development of AIA in China. In July 2008, AIA was approved to set up a branch in Beijing. Aia is committed to expanding the national network. 20 12 February, AIA Jiangsu Branch was formally established. On May 20 13, AIA Zhejiang Branch was approved for construction.

AIA is currently the largest foreign property insurance company in China. With years of operating experience and extensive business network, AIA will continue to expand its new business with the continuous opening of the insurance market in China. With the business philosophy of focusing on product innovation and providing excellent customer service, AIA stands out in the market and always maintains its competitive advantage.

Allianz Insurance Group is an insurance company from Germany, which is mainly composed of Allianz Property Insurance (China) Co., Ltd. and Sino-German Allianz Life Insurance Company. Allianz China Property Insurance Co., Ltd. (China) is a wholly foreign-owned legal person insurance company established by German Allianz Insurance Company, incorporated in China and headquartered in Guangzhou. Its predecessor was Allianz Insurance Company Guangzhou Company, which was the earliest branch of Allianz Insurance Group in China. It was founded in 2003. Since its establishment, Guangzhou Branch of Allianz Insurance Company has always provided property insurance, liability insurance, freight insurance, engineering insurance, domestic credit insurance, short-term health insurance and accidental injury insurance for customers in Guangdong Province (including Shenzhen) with the spirit of professionalism, and has set up marketing service departments in Shenzhen, Dongguan, Foshan and Jiangmen successively. Over the years, the company's business performance has continued to grow, breaking through the expected business objectives year after year and maintaining a good development trend.

Sino-German Allianz Life Insurance Co., Ltd. is a life insurance company jointly funded by Allianz Insurance Company of Germany and CITIC Trust of China. It was established with the approval of the China Insurance Regulatory Commission on February 28th, and officially opened in Shanghai on 1998 and1October 25th. At present, the registered capital of Allianz is RMB 2 billion, with Allianz Insurance Group accounting for 565,438+0% and CITIC Trust accounting for 49%. With the deep combination of Allianz's century-old expertise in international finance and risk management and CITIC Trust's local financial experience, Allianz enjoys a good reputation in the market for its innovative tailor-made insurance scheme, professional training system and honest service concept. Allianz provides China customers with the most professional and high-quality insurance financial products and services, covering life insurance, pension, investment, education, medical care, accidents and other fields, through an all-round marketing network such as sales staff team, cooperative banks and diversified sales channels, so as to meet customers' needs in an all-round way.