Huimin health insurance claims scope

Huimin insurance is a good supplement to medical insurance. The insurance liability provided by different Huimin insurance products launched in different places is different. The specific product terms should prevail, and the limits such as deductible, reimbursement ratio and insured amount should be paid attention to.

Taking Chongqing Huimin Insurance Yuhuibao as an example, the coverage includes 6,543.8+0,000 inpatient and special disease outpatient medical treatment, 6,543.8+0,000 6,543.8+0.5 kinds of drugs for specific malignant tumors, each with a deductible of 20,000, and the reimbursement ratio is 80%.

The compensation scope of Huimin insurance mainly includes hospitalization medical expenses and specific high drug expenses.

1. Hospitalization medical expenses: During the insurance period, the medical expenses incurred by the insured in designated hospitals, whether within the scope of local social security reimbursement, shall be paid by himself;

2. Specific high-cost drugs: During the insurance period, the specific high-cost drugs purchased by the insured in designated hospitals or pharmacies after seeing a doctor in designated hospitals are within the scope of protection and the agreed drug list payment.

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