1, group health insurance
Group health insurance in layman's terms, enterprises buy health insurance for employees in the form of groups, protect the health of employees, and bear related medical expenses and disability compensation. The premium is shared by the enterprise and employees. It mainly includes: group basic medical expenses insurance, group supplementary medical insurance (group high medical insurance), group special medical expenses insurance, and group incapacity income insurance.
2. Group accident insurance
Group accident insurance refers to the death or disability of a group member due to an accident, and the insurance company pays the death insurance or disability insurance. According to the nature of the group work, the risk premium level is different, and the more dangerous it is, the higher the wage premium is.