Ping An Fu is the main insurance, and enjoying life is an additional insurance. You can attach Ping An Fu or happiness A like the second insurance. After buying Ping An Fu, you don't need to buy Happiness A any more. I feel that this salesman designed it for you because he wanted to drill. If you say that your annual salary is 65,438+10,000, you are 36 years old. Is in the stage of entrepreneurship and family maturity. According to the principle of insured premium, serious illness should be about 5 to 10 times of annual income. It can be designed as follows:
Ping An Fu's main insurance is 300,000 yuan.
Ping An Fu has an additional serious illness of 290,000.
Accidental injury of 300,000 (double driving)
Accident medical treatment 1 10,000 yuan
A3 copies enjoy hospitalization (3 copies are actually only tens of dollars more expensive than 2 copies).
This insurance is relatively complete, and you can buy another Ankang inpatient medical treatment (if you buy Ankang, you can delete the enjoyment). Ankang belongs to health insurance, 23,000 a year. This belongs to consumer insurance, equivalent to auto insurance. But it's not just health insurance. Class A drugs, class B drugs and class C drugs can be reported when they are hospitalized. 600,000 yuan for life (up to 200,000 yuan per year) plus 80,000 yuan for special medical expenses. This can be foolproof. Of course, it depends on the premium of the design and the affordability of the landlord. If it can't bear it, it can be extended from 20 years to 30 years. (Guaranteed products, the longer the time, the better for customers. The shorter the investment time, the better.) If it is unacceptable. Then just buy Ping An Fu, live a healthy life and be hospitalized. Plus a kind of enjoyment (especially class C drugs).
If in doubt, please consult:13608601016. I am the Commissioner of Ping An after-sales service department.