After years of development, the Internet insurance industry in China has begun to take shape. From 2065438+08 to 2020, the scale of Internet insurance premiums in China continued to grow. In 2020, the cumulative scale of Internet insurance premiums in China reached 290.9 billion yuan, an increase of 7.9% compared with 20 19.
Note: Internet insurance premium income is the sum of Internet personal insurance premium scale and Internet property insurance premium scale.
In 2020, the Internet life insurance business in China will continue to grow, and the premium scale will exceed 200 billion yuan.
Judging from the scale of Internet personal insurance premiums, in 2020, the accumulated scale premiums of Internet personal insurance in China will reach 211100 million yuan, an increase of 13.6% compared with 20 19.
In 2020, the scale of Internet life insurance will decline, and the scale of accident insurance, health insurance and annuity insurance will increase.
Judging from the premium scale of all kinds of Internet life insurance, the premium scale of Internet life insurance in 2020 is lower than 20 19, but the overall premium scale still exceeds other types of insurance. In 2020, the scale of Internet annuity insurance premium will exceed 40 billion yuan, exceeding the sum of Internet accident insurance and health insurance. In 2020, the growth rate of Internet health insurance premiums will reach 58.8%, which has been growing steadily for six consecutive years.
In 2020, the scale of Internet property insurance premiums in China fluctuated, and the growth rate of premiums decreased by 5%.
In 2020, the scale of Internet property insurance will decrease by 5% compared with 20 19, and the scale premium will reach 79.8 billion yuan. Mainly affected by internal and external factors such as epidemic situation, comprehensive auto insurance reform and accident insurance reform, the scale of Internet property insurance premiums will temporarily decline in 2020. According to the statistics of China Insurance Association, in the first half of 20021,the growth rate of Internet property insurance premiums turned from negative to positive, showing a recovery growth.
The scale of internet auto insurance premiums has declined, and the advantages of online auto insurance marketing are still obvious.
In the first half of 20021,the scale of internet auto insurance business continued to decline, down 1% year-on-year. Although the scale of internet auto insurance business has declined, the decline is still lower than that of traditional auto insurance. Internet auto insurance has higher efficiency and better customer experience than traditional auto insurance, and will play a greater role in the continuous deepening of auto insurance reform.
The premium scale of internet non-auto insurance business continued to grow, with a growth rate of 36% in the first half of 2002/kloc-0.
Non-auto insurance business mainly includes accident health insurance, credit guarantee insurance, liability insurance and property insurance. In the first half of 200210, the scale premium of internet non-auto insurance business reached 36 1 100 million yuan, a year-on-year increase of 39%, which is still the main growth point of internet property insurance. In recent years, innovative non-auto insurance products on the Internet have been increasing, and return freight insurance has become the favorite of online shopping users. Pet insurance is gradually emerging with the growth of pet owners, and the vitality of Internet non-auto insurance business will gradually emerge in the diversified development environment of the industry.
To sum up, China's Internet premium scale continues to grow, mainly due to the rapid growth of Internet personal insurance premiums. In the internet life insurance in 2020, the scale of life insurance will decrease, and accident, health and annuity insurance will still increase. In Internet property insurance, auto insurance business continues to decline, and non-auto insurance business has become the main growth point to stimulate the scale of Internet property insurance premiums.
—— The above data refer to the Analysis Report on the Business Model and Investment Strategic Planning of Internet Insurance Industry in China by Forward-looking Industry Research Institute.