Medical insurance cards can be used in other aspects except for health certificates, but most hospitals in China do not include physical examinations. However, you can choose the items of physical examination according to your own physical condition, and then find a doctor to open a separate document and check one by one, so that you can basically use the medical insurance card. But it also depends on the actual situation of each hospital. Whether you can use a medical insurance card for physical examination mainly depends on what kind of physical examination you are having. In the latter two forms of physical examination, hospitals can't use medical insurance cards, but as long as you do it properly, you can use medical insurance cards for medical examination.
Medical insurance reimbursement process:
1. Under normal circumstances, when you need to be hospitalized due to illness, you can go to your designated hospital with your medical insurance card and medical records, and settle with your medical insurance card. That is, some of them are paid by themselves, and some medical insurance centers and hospitals reimburse and settle accounts;
2 from designated hospitals to secondary or tertiary hospitals, medical insurance cards can be used for settlement;
3. The patient is critically ill and hospitalized in a non-designated hospital. He should go to the municipal medical insurance center for emergency rescue disease identification within 5 days. After being identified as an emergency rescue disease, he can use the medical insurance card for settlement in the rescue hospital;
4, transferred to other places for treatment, with the consent of the hospital and medical insurance center, the referral procedures. The expenses incurred in the field shall be settled by the individual at his own expense, and after the diagnosis and treatment, the community labor security workstation shall prepare the materials for reimbursement;
5, medical insurance reimbursement is calculated in proportion, generally ranging from 70%. The proportion and amount of reimbursement are related to factors such as self-examination, medication and medical grade;
6. At the time of reimbursement, the insured person needs to prepare relevant materials for hospitalization, such as outpatient medical records, discharge records, discharge diagnosis (disease diagnosis), hospitalization invoices (which can be reported to the outpatient department), general list of hospitalization expenses, and medical insurance statements. If the hospital has done CT, B-ultrasound, electrocardiogram and other inspections, it is also necessary to prepare relevant inspection reports;
7, discharge settlement, submit relevant information, in the medical insurance reimbursement window can be reimbursed. After approval, the reimbursement amount will generally arrive within 15 working days.
To sum up, you can't use the money in the medical insurance card to get a health certificate. Doing a health certificate is a physical examination that needs to be carried out in a hospital, and most hospitals in the country are not included. Health certificate refers to the proof of preventive health examination, which proves that the examinee has the health quality to engage in the prescribed business. But you can use a medical insurance card to prove your identity.
Legal basis:
Article 28 of People's Republic of China (PRC) Social Insurance Law
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.