Shenzhen Huimin insurance purchase conditions
Anyone who normally participates in and pays the basic medical insurance in Shenzhen can participate in the insurance.
There is no age limit: newborns and people over 100 can be insured.
Unlimited household registration: No matter where the household registration is, it can be guaranteed by Shenzhen medical insurance participants.
Occupation is not limited: students, retirees and high-risk occupations can be insured.
Health status is not limited: whether you have suffered from or have suffered from major diseases, you can apply for insurance and claim compensation.
After the introduction of "Shenzhen Huimin Insurance", the original "Shenzhen Critical Illness Insurance" was no longer implemented. It is reported that "Shenzhen Huimin Insurance" has achieved a comprehensive upgrade in terms of treatment guarantee compared with the original "Shenzhen Critical Illness Insurance": it has expanded the scope of protection in the medical insurance catalogue and increased the proportion of compensation to 80%; At the same time, we will break through the restriction of medical insurance catalogue and realize the simultaneous inclusion of in-patient self-funded compliance drugs, inspection fees and out-patient self-funded compliance drug fees into the guarantee responsibility. The maximum annual compensation amount can reach 6.5438+200,000 yuan and 500,000 yuan respectively.
In addition, "Shenzhen Huimin Insurance" also covers special drugs for rare diseases at high prices and at its own expense, and has set up special insurance for rare diseases and special insurance for "Hong Kong and Macao medical machine links", "not giving up any small group", in which the proportion of special insurance for rare diseases can reach 70%.
The premium of Shenzhen Huimin insurance is relatively cheap. One-year premium only needs 88 yuan, and the guaranteed amount exceeds 3 million. Good cost performance. Eligible friends can consider taking out one. That's all. I hope it helps you.