What are the contents of health insurance classified according to renewal conditions?

According to underwriting standards, health insurance can be divided into simple health insurance, old-age health insurance, sub-standard health insurance and special disease health insurance. The underwriting standard of pure health insurance is the lowest. The insured pays the premium every week, and the insurer sends staff to collect it at home, but the premium, insurance period and insurance amount are very small. When the insured is not suitable to buy other personal health insurance, you can buy simple health insurance. Old-age health insurance is mainly aimed at the elderly who are healthy but over 60 years old to supplement the difference between actual medical expenses and social insurance. Sub-standard health insurance refers to the underwriting method for the insured who does not meet the physical health requirements stipulated in the standard terms. Generally, the underwriting work is completed by raising the premium or redefining the insurance scope. Health insurance for special diseases means that the insurer formulates special clauses for special diseases and underwrites them at a specific rate. This not only broadens the insurer's business scope and has a high reputation, but also does not bring too much pressure to the insurance business.