20 15 After the CIRC officially issued the Notice on Promoting the Healthy Development of Group Insurance, a minimum of 3 people can purchase group insurance. Each kind of insurance is only for one person.
2. The underwriting methods are different.
Individual insurance adopts an independent policy to stipulate the rights and obligations between the insurer and the insured, while group insurance can protect many people with only one policy, and each insured only gets one insurance certificate.
3. Individual and group insurance processes are different.
The rate and business of group insurance remain unchanged. The rate of group insurance depends on what kind of protection and number of people the other party needs. Insurance tailored for other group insurance mainly means that the past records of claims are roughly the same.
Only the information provided is different. There is no difference between posts, that is, new policies, insurance, preservation and claims settlement.
Extended data:
As the main business of China Life Insurance, life insurance service is undertaken by China Life Insurance Co., Ltd., and its business scope covers all fields of life insurance such as life insurance, personal accident insurance, health insurance and annuity.
As the largest professional life insurance company in China and the largest life insurance company in the world by market value, China Life adheres to the belief of "winning by professionalism and sincerity" and strives to repay the support and trust of our customers through "warm, standardized, accurate and convenient" service.
China Life's life insurance business has always been in a leading position in the domestic market, occupying the largest market share in China's life insurance market. In 20 10, the domestic life insurance market share was 37.2%.
China Life has the most extensive institutional network and the largest distribution team in the life insurance industry, with more than 4,800 branches,10.5 million marketing outlets and 710.6 million personal agents all over the country (except Taiwan Province Province).
Group insurance sales staff 1.26 million, and more than 94,000 sales outlets such as commercial banks, post offices and credit cooperatives. , and has long-term cooperation with many professional insurance agencies and insurance brokerage companies.
By the end of 2008, China Life had more than10.20 billion effective individual and group life insurance policies, annuity contracts and long-term health insurance policies, and provided insurance services to more than 600 million customers.
Through 3000 customer service units all over the country and the advanced 955 19 "one-stop" customer service telephone number, China Life allows customers to enjoy a series of services such as consultation, inquiry, complaint, loss reporting registration and loss reporting registration seven days a week.
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