Hello! Insurance products have their own characteristics, and there is no difference between good and bad. The key is to suit yourself. It will be very troublesome to choose products without knowing your own needs, and it is difficult to choose the right one. Buying insurance is the same as buying other things. First of all, you need to know what you need, and then find the right product according to your own needs. The probability of buying the wrong one is much smaller. Professional brokers are very important. The agent can help you analyze how much to buy, what risks to buy, what is the reasonable premium and so on. Buying insurance should vary from person to person, according to one's ability. PICC health care experts' periodic critical illness insurance is the most cost-effective product in the current insurance market. For example, 4 1 year-old, male/female, only need to pay the annual premium of 1360 yuan/165438 yuan respectively, which can guarantee 365438 yuan.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.