Today, my senior will tell you about the first, second and third of the 6 million medical insurance for water drop insurance, and see if it is true or not!
First of all, I will give you a conclusion directly: 6 million medical insurance for water drop insurance is true!
The nature of 6 million medical insurance is the same as that of Alipay's good medical insurance and micro-medical insurance. It is a million medical insurance jointly launched by Didi Insurance and Taiping Property Insurance. Didi insurance is only used as a sales platform.
Shuidibao is just the predecessor of Shuidibao Insurance Mall. Shuidibao Insurance Mall holds an insurance brokerage license and has the qualification of online sales. It is the YEATION platform of Internet health insurance launched by Shuidibao Company on 20 17, and it is also a national insurance brokerage company approved by China Banking Regulatory Commission.
Whether holding a brokerage license can judge the reliability of an Internet insurance platform. Don't worry, the water drop insurance mall is up to standard at this point.
Let's take a look at some specific contents of the 6 million medical insurance for water drop insurance:
It can be intuitively seen from the above figure that the coverage of 6 million medical insurance is really no different from that of ordinary million medical insurance, covering general hospitalization, serious illness hospitalization, pre-and post-emergency services, proton heavy ions, value-added services and so on, which is very comprehensive.
On the other hand, it can be seen that proton heavy ions are classified as 100% reimbursement in the 6 million medical insurance. We should know that proton heavy ions are one of the best ways to treat cancer at present, so medical insurance has this guarantee. Senior sister feels that the quality is still guaranteed, which is quite reliable.
After the upgrade, the proton heavy ions of the smash hit medical insurance can only be reimbursed by 90%. Not only that, you also need to enjoy the deductible of 6.5438+0 million yuan with the protection of general medical care, critical illness medical care and purchased drugs. In contrast, 6 million medical insurance is more friendly to the insured.
If you don't believe me, here is its evaluation, you can click to see:
Take you to unveil the mystery of "20-year version of good medical insurance and long-term medical insurance"! 》
The most important thing is that 6 million medical insurance is affordable. In the first month, you can also invest in 0 yuan, 1 yuan and 3 yuan, with good cost performance.
But this is easily controversial, because many people often can't stand the attraction of words like 0 yuan in the first month, don't know how much insurance they need to pay later, and then feel cheated when they find that they still need to pay so much money.
Therefore, when you apply for insurance online, you must not be impulsive, understand the terms of the product and make full preparations.
If you don't know what you really want to see, just read this article by Senior Sister:
Before buying insurance, you must first understand these key knowledge points! 》
On the whole, the coverage of 6 million medical insurance products is relatively good, and the cost performance is not low.
However, senior sister should remind everyone that 6 million medical insurance is not guaranteed to be renewed. If the health condition becomes worse in the later period, it is difficult to insure other products. For our consumers, the loss is relatively large. Please insure carefully!
With a wait-and-see attitude, we can compare these products with more relaxed renewal conditions:
"Renewal of millions of medical insurance, the top ten latest rankings! 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!