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1, the pricing mechanism is different. The pricing mechanism of China-Europe medical and health mixed fund is based on the age and gender of the insured, and different age and gender of the insured will have different pricing standards, so that the insured can purchase insurance products more economically. The pricing mechanism of other insurance products mostly determines the premium according to the occupation and income level of the insured.
2. The coverage is different. The China-Europe medical and health mixed fund can provide medical care, accidental injury, illness and nursing care for the insured, which can effectively protect the health of the insured. Most other insurance products only provide specific protection, such as accident insurance and travel insurance. , can not provide comprehensive health protection.
3. Different claims methods. The China-Europe medical and health mixed fund adopts the method of regular claims, and the insured can get a certain amount of claims every year according to the plan, so as to better protect the health of the insured. Most other insurance products use emergency claims, and the insured can only get the amount of claims when there is an accident or illness.
4. The service content is different. The China-Europe Medical and Health Mixed Fund not only provides insurance claims services, but also provides health management services, such as health check-ups and health consultations, to help policyholders better manage their health. Most other insurance products only provide insurance claims service, but cannot provide health management service.
5. The renewal methods are different. The China-Europe medical and health mixed fund adopts the method of regular renewal, and the insured can regularly renew the payment according to the plan to protect the health of the insured. Most other insurance products use one-time renewal, and the insured needs to pay all the premiums at one time when purchasing insurance products, so it is impossible to renew the insurance regularly.
6. The guarantee period is different. The China-Europe medical and health mixed fund can provide the insured with a maximum protection period of 30 years, thus providing the insured with more comprehensive health protection. Other insurance products generally have a short guarantee period, and the longest guarantee period will not exceed 10 years.