What are the advantages and disadvantages of Taiping insurance quality and peace of mind medical insurance? How much is it every year?

Taiping Life Insurance recently launched a new proton heavy ion medical insurance, called Quality Assurance 202 1 proton heavy ion medical insurance. The previous version of 20 19 was also the price of 9.9 yuan, and the reimbursement amount of 3 million yuan attracted many consumers' attention.

So how is this product guaranteed? Do you want to place an order?

Friends who want to know may wish to poke below!

"Taiping Anxin 202 1 medical insurance don't be cheated, I don't know! 》

1. Taiping Anxin 202 1 How about proton heavy ion medical insurance?

After understanding, let's go back to our theme, and the essence map will go first:

As can be seen from the above figure, this insurance is specifically for proton heavy ion protection, but there is no general medical care and serious illness medical care. Next, let's take a look at how this product guarantee is!

1.? Proton heavy ion protection is more comprehensive

Let's first understand proton heavy ion technology: proton heavy ion radiotherapy refers to the radiotherapy of malignant tumors by proton and heavy ion technology, which is the most advanced technology in tumor radiotherapy internationally recognized today. This technique has less damage when it passes through normal tissues, but concentrates all rays on the cancer block, which has the least damage to the human body and the greatest effect in treating cancer.

20 16 Japanese patients went to China for medical treatment. In 20 16, the number of outbound medical tourists exceeded 500,000, five times that in 20 15. The medical market in Japan is in full swing. What we know is that this technology in Japan is very mature compared with that in China, and the cost is far less than that in China.

In recent years, Japan ranks first in the global medical level assessment of the World Health Organization (WHO). The number and technical level of special facilities for proton and heavy ion therapy in Japan are among the highest in the world, so people will be more inclined to go to Japan to treat cancer.

From the analysis of related industries, it can be seen that the number of proton heavy ion therapy equipment in China is not too much, and there is not much treatment experience. Compared with proton heavy ion therapy in other countries, there is still a certain gap, mainly in the following two aspects:

One is that there are not many institutions in China that use proton heavy ion to treat diseases, and the number of cases is not large, so the relevant medical staff in the proton heavy ion center in China are very inexperienced.

On the other hand, as far as we know, the performance of the proton heavy ion center in China is still not very good in treating patients. Generally, some early patients are treated, and some patients with single focus are also treated, while most patients with lung cancer in the middle and late stages are not treated.

At present, the medical insurance on the market basically only includes domestic proton heavy ion medical insurance, and the compensation amount is only 6.5438+0 million. However, this proton heavy ion medical insurance with a warranty of 202 1 includes not only the proton heavy ion 100% compensation from a specific hospital in China, but also the 2 1 proton heavy ion medical institution 100% compensation designated by Japan.

If we pursue better proton heavy ion technology, most medical insurance can't meet this requirement at present, and this Taiping Anxin 202 1 proton heavy ion medical insurance can provide more comprehensive protection to some extent.

2.? The update condition is poor.

This renewal condition of Taiping letter 202 1 proton heavy ion is completely unattractive, and the renewal fee is not guaranteed. Once this product stops selling, or the insured reaches 60 years old, you can no longer buy this insurance. It can be compared with some common medical insurance in our market that does not guarantee renewal, but can guarantee up to 100 years old. Its update conditions are really poor.

What are the conditions for renewal? It deserves attention. If you want to prevent being pitted, I suggest reading this article:

What should I pay attention to when renewing medical insurance? 》

2. Is Taiping Anxin 202 1 proton heavy ion medical insurance worth buying?

Generally speaking, Taiping Anxin 202 1 proton heavy ion medical insurance only covers proton heavy ions. Senior sister doesn't recommend this product as the only medical insurance, but we can use this product as supplementary insurance to guarantee comprehensive million medical insurance.

Especially in the case that the global epidemic has not been handled well this year, there are certain risks in going abroad for treatment, so don't think about going to Japan for treatment.

At present, senior students think that they can be cautious about this doctor or even ignore it. You can pay more attention to the excellent million medical insurance that guarantees comprehensive and value-added services.

Ten million medical insurance rankings are freshly released! 》

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

WeChat official account: Xueba said that insurance costs less, buy the right insurance!