TaiPing Life is at it again, launching a multi-million dollar medical insurance policy called Guangdong, Hong Kong and Macau Greater Bay Area **** Enjoy 2021. Rumor has it that this Guangdong, Hong Kong and Macao Greater Bay Area **** Enjoy 2021 is full of highlights and very comprehensive in terms of coverage, which belongs to the category of buy is to earn.
Is this true? Guangdong, Hong Kong and Macao Bay Area **** enjoy 2021 really worth buying? It is up to the schoolmaster to unravel the mystery.
Guangdong-Hong Kong-Macao-Gulf Area **** Enjoy 2021's review highlights have been packed, interested parties can pick up their own:"Want to buy the Tai Ping Guangdong-Hong Kong-Macao-Gulf Area **** Enjoy 2021?I advise you to calm down!
(1) How is the Taiping Guangdong, Hong Kong, Macao and Greater Bay Area **** Enjoy 2021 medical insurance?
Without further ado, here's the product diagram of TaiPing Guangdong, Hong Kong, Macau and Greater Bay Area ****Enjoy 2021 Medical Insurance:
We can clearly see that TaiPing Guangdong, Hong Kong, Macau and Greater Bay Area ****Enjoy 2021 Medical Insurance is a little bit different from other million-dollar medical insurance policies, with two main sections, namely, the in-country and out-of-country medical expense benefits, making up the product's content. The two main components of this product constitute the content of the coverage, the specific coverage is good?
Highlight 1: Taiping Guangdong, Hong Kong, Macao and Greater Bay Area ****Enjoy 2021 Medical Insurance's domestic medical coverage is relatively comprehensive
TaiPing Guangdong, Hong Kong, Macao and Greater Bay Area ****Enjoy 2021 Medical Insurance provides four types of domestic medical coverage - inpatient hospitalization, certain outpatient and emergency medical treatment, outpatient surgical medical treatment, and 30-day emergency medical treatment prior to and after 7 days of hospitalization. With the four responsibilities of 30-day outpatient and emergency medical care, this medical insurance can cover outpatient and emergency visits, including surgery and hospitalization, which is very comprehensive.
Highlight 2: Tai Ping Guangdong, Hong Kong and Macau ****Enjoy 2021 Medical Insurance provides overseas medical coverage
Tai Ping Guangdong, Hong Kong and Macau ****Enjoy 2021 Medical Insurance covers overseas medical coverage, which is available even if you are in Hong Kong and Macau, which are also covered by this insurance. Assuming that the insured person is diagnosed with an illness outside of Hong Kong, as long as it is the first time and meets the claim conditions, he or she will be able to receive the appropriate claims.
Set up this way, Taiping Guangdong, Hong Kong and Macao Greater Bay Area **** Enjoy 2021 Medical Insurance is still very good, however is it really so?
Catty 1: Tai Ping Guangdong, Hong Kong, Macau and Greater Bay Area ****Hang 2021 Medical Insurance Renewal Condition General
Tai Ping Guangdong, Hong Kong, Macau and Greater Bay Area ****Hang 2021 Medical Insurance is a very short period of only 1 year.
We know that the underwriting conditions of medical insurance are very strict, especially for the middle-aged and the elderly and people with pre-existing medical conditions. If the insured person has some minor health problems, or the product is no longer available, it is usually not allowed to insure the product. The solution to this problem is to choose alternatives again, and then we won't be able to get the coverage we need when we're in the middle of the selection process!
It could also be argued that short-term, non-renewable MMD insurance is simply not good enough for consumers! With that in mind, a non-renewable JPMC ****Enjoy 2021 medical insurance policy is really not that good.
What should you do to renew your medical insurance? Read this article to find out:"What to do and what to look for in a medical insurance renewal?
Catty 2: Taiping Guangdong, Hong Kong, Macau and Greater Bay Area **** enjoy 2021 medical insurance within the narrow scope of medical treatment
Taiping Guangdong, Hong Kong, Macau and Greater Bay Area **** enjoy 2021 medical insurance is directly picking out, the place of treatment covered by this contract only includes Beijing, The contract covers treatment in Beijing, Shanghai and Guangdong Province, and in Hong Kong and Macau.
And the range of hospitals is also limited: in Guangdong Province, to the general departments of public hospitals at or above the second level of the state; in Beijing, to the general departments of the 48 hospitals stipulated in the contract; and in Shanghai, to the general departments of the hospitals stipulated in the contract and the Shanghai Proton Heavy Ion Hospital.
So it seems that there are not many aspects of Taiping Guangdong, Hong Kong and Macao Greater Bay Area *** Enjoy 2021 Insurance that can be used within the territory, and the experience is too poor for the insured.
Catty 3: Taiping Guangdong, Hong Kong, Macao and Greater Bay Area **** enjoy 2021 medical insurance overseas medical coverage narrow disease
But after detailed examination of the terms and conditions of the study, I found that the first time the insured person diagnosed with the disease, and need to accept the contract provisions of the "medical treatment", this is the overseas medical coverage, the standard of the claim is to determine the ability to be able to claim! The standard is to determine whether or not you will be compensated!
The "medical treatment" mentioned above mainly includes malignant tumors - severe treatment, coronary artery bypass grafting (or coronary artery bypass grafting), heart valve surgery, major organ transplantation or hematopoietic stem cell transplantation, neurosurgery, aortic surgery, and other six kinds of serious illnesses. This Taiping Guangdong, Hong Kong and Macau ****Hang 2021 Medical Insurance has limited medical coverage outside of China, it can only cover 6 types of critical illnesses, and claims can only be paid out after the treatments stipulated in this contract have been met, it is too difficult to do a good job of this grim operation!
(2) Is it worth getting the Taiping Guangdong, Hong Kong and Macau ****Enjoy 2021 Medical Insurance?
All things considered, this Taiping Guangdong, Hong Kong, Macao and Greater Bay Area ****Hang 2021 Medical Insurance coverage is relatively average, and it's not very competitive against other million-dollar medical products in the market. If you choose several regions within the Guangdong, Hong Kong and Macau Greater Bay Area as your regular workplace options, and want to add a coverage for yourself while working hard in Hong Kong and Macau, then you might as well choose this medical insurance.
After all this, what are some of the top quality million-dollar medical insurance policies that are worth buying? The first thing you need to do is to get your hands on the best medical insurance for your family.
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