The other day Pacific Life announced a new Proton Heavy Ion Medical Insurance policy called the Proton Peace of Mind 2021 Proton Heavy Ion Medical Insurance.The 2019 version is popular because of its low price and high sum insured.
So how good is this product cover and is it worth buying?
For more details about this product, you can also check out this article!
"What about Taiping Life Quality Assurance 2021 Medical Insurance?
One, how is TaiPing ProtonMind 2021 Proton Heavy Ion Medical Insurance coverage
The highlights chart is up first.
From the coverage chart, you can see that this is obviously a specialized insurance policy to cover proton heavy ions, and there is no common general medical and critical illness medical coverage, now let's explore this product coverage in depth together!
1.? Proton Graviton coverage is more comprehensive
Just to give you an introduction to what the proton graviton: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for radiation therapy for malignant tumors, is internationally recognized as cutting-edge technology for radiotherapy. This technology is able to reduce the damage to normal tissues and improve the quality of life of patients while focusing on tumor blasting.
Domestic medical treatment in Japan saw explosive growth in 2016, five times that of 2015, and outbound medical treatment for Chinese tourists will exceed 500,000 trips. The growing trend of the medical market to Japan, it is gratifying that the technology is already relatively mature compared with China, the price is still far lower than China's cancer proton heavy ion medical treatment.
Over the years the World Health Organization (WHO) in the world's medical level of comparison, Japan has taken the first for several years; Japan proton and heavy ion treatment of the number of facilities dedicated to the level of technology is very good, so everyone about the treatment of cancer usually go to Japan for treatment.
According to the analysis done by the relevant industry, China has introduced a very small number of proton and heavy ion therapy equipment, and there is not much experience in the treatment, compared with other countries in the proton and heavy ion therapy that there is still a certain distance, which is mainly due to the following two aspects:
One of them is that there are fewer and fewer institutions in China that use the proton and heavy ion therapy and there is not a lot of cases, resulting in the following two aspects:
One of them is that there are very few institutions that use the proton and heavy ion therapy and there is not a lot of cases. There are also not many cases, resulting in our proton heavy ion center of the relevant medical personnel do not have sufficient experience.
On the other hand, at present, there are some limitations in the treatment of patients in China's Proton Heavy Ion Center, and most of the patients are early stage patients with a single focal point, but fewer patients with middle and late stage lung cancer, or even none.
Now on the market, about the medical insurance, they are basically only with the domestic proton heavy ion medical insurance, and the amount of compensation is only 1 million, but the quality of peace of mind 2021 proton heavy ion medical insurance, which not only includes the domestic specific hospitals of the proton heavy ion 100 percent of the compensation ratio, of course, but also to provide the 21 Japanese designated proton heavy ion medical institutions of the 100% compensation ratio of the protection. indemnity ratio coverage for 21 Japanese designated Proton Heavy Ion medical institutions.
If you are interested in the more advanced proton reion technology, which is not covered by many current medical insurance policies, this PPS 2021 Proton Reion medical insurance product can provide a more comprehensive coverage to a certain extent.
2.? The renewal conditions are poor
There is not much surprise in the renewal conditions of this PPS 2021 Proton Heavy Ion, which cannot be guaranteed to be renewed once the product is discontinued or the insured reaches the age of 60, after which he/she can no longer continue to buy this insurance. Compared to other health insurance policies on the market that don't guarantee renewal, but can be renewed up to age 100, this one is even worse, and we don't recommend you spend too much effort on this one, as it doesn't offer long-lasting coverage.
The conditions of renewal are very important, and this article has a lot of little details that will save you from stepping into a lot of potholes:
"How to renew your medical insurance and what to look for?
Secondly, is it worthwhile to buy the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance
Consolidating the above analysis, Proton Heavy Ion is the scope of coverage of the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance, and the schoolmates don't suggest that this product be used as the only medical insurance. I don't recommend that you treat this product as the only medical insurance, but it can be used as a supplemental insurance to the comprehensive coverage of the Million Dollar Medical Insurance.
And in the case of this year's global epidemic has not yet been fully resolved, for treatment abroad, there is already a certain risk, do not think of going to Japan to treat the disease.
The current school sister that this medical insurance products are not very suitable, while you can pay more attention to the comprehensive coverage, value-added services practical excellent million medical insurance.
"Top 10 Million Dollar Medical Insurance Rankings Freshly Released!
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