Attracted by the "free travel", the elderly throughout the impostor "experts" fooled, and finally bought home more than 100,000 health care products; received a sales call, the elderly for many years will be put into the pension no market value of the "collectibles". "Collectibles", eventually found by family members and the police ... A large number of cases show that by physical and psychological factors and social factors, the elderly are more likely to become the target of fraudsters.
Recently, the Beijing Municipal Association of the Elderly and the Beijing Foundation for Supporting the Elderly and Helping the Disabled jointly launched the "Elderly Anti-Cheating Tips (2019 Edition)", focusing on many types of scams such as health care, investment and finance management, and the printed anti-cheating manuals will be distributed to the community and the places where elderly people concentrate their activities.
Why are the elderly more likely to fall into the trap of fraud? China's entry into the aging society, the elderly population is increasing year by year. When people into old age, the body began to inevitably weaken, followed by high medical expenses, etc., in order to prevent the eventuality, people will always leave themselves a little reserve, to do the "life-saving money". It is this "life-saving money" that has become the target of fraudsters.
Data show that the middle-aged and elderly groups in the 65 years of age or older living alone is the most vulnerable to fraud. Because of the loneliness, they always hope that more than one bottom line more protection in their hearts. Fraudsters usually use false information to defraud the elderly, including exaggerating the function of some health care products and some false efficacy of the elderly apparatus and equipment, and even some of the "three-free" products to change the packaging, claiming to be a life-saving medicine for the middle-aged and the elderly, cheating the elderly money.
This is precisely the "anti-fraud strategy" in the row "number one" health care category fraud.
According to media reports, in June 2018, the country's largest free travel as a front, the use of health care products to defraud the elderly crime case was solved, 38 "tourism marketing" platform was knocked out, 638 suspects netted. (This article is transferred from the anti-fraud big data: FPData)
With the banner of a false public welfare organization, posing as a medical expert bragging, exaggerating the efficacy of the product, more than a dozen dollars of cheap products packaged into the central senior cadres, "special" drugs, and then thirty to forty times the price of the massive marketing fraud! ...... This is the main means of the gang pit elderly pension money.
According to the defrauded elderly self-reported, fell into the trap of the three key points: one is subject to the temptation of "free travel", the second is the fraudsters hush-hush warm "emotional card" impressed, the third is an impostor expert " Brainwashing", gullible health care products are exaggerated efficacy.
The "anti-fraud strategy" suggests that the characteristics of this type of scam is mainly to give favors, manufacturing authority, exaggerated efficacy and other ways to cheat the elderly, it is recommended that the elderly do not gullible strangers say, do not easily divulge personal information, and more and children and relatives to communicate with the attention of the preservation of shopping slips and so on.
What are the scams that the elderly often encounter? How should they be avoided? How to remedy the situation afterwards?
Health care fraud
Scams:
Free travel, VIP physical examination, exaggerated health effects; arrangements for the "old man" to speak, luring the elderly to the sales company to save money; the sale of fake medicines that cause the death of the elderly; the sale of "secret medicines The company also sells "secret medicines" to ensure longevity and good health.
Wake up:
In the face of health care fraud, to do "two to, two do not", that is, do not believe that there is a cure for all diseases of the miracle cure, if you suffer from diseases, to take the initiative to the hospital, health care products can not cure the disease.
On the contrary, shoddy health care products will aggravate the patient's condition and delay treatment.
Don't trust the false identities or exaggerated efficacy of health care products made up by criminals, and don't easily disclose personal information, communicate more with your children and relatives. The elderly in the case of marketing health care products or claiming to be able to refund the situation, do not make decisions without authorization, but to actively communicate with their children or other friends and relatives, listen to their views. To save the purchase of health care products related documents and courier orders, so that in the investigation of fraudulent and timely to the public security organs.
Role-playing type of fraud
Scam:
Impersonating staff of the civil affairs department falsely claiming to be handling disability certificates, low-income insurance subsidies; posing as a government demolition office personnel fraud; posing as a staff member of the Finance Bureau to carry out fraud; posing as a relative string of scams; posing as an employee of the gas company or the water and electricity company scams; "miracle doctor "to see a doctor to commit fraud.
Warning:
Elderly people should verify their identities when they are visited by government workers claiming to be government employees, ask them to show their work permits, and call their units to verify if necessary. Don't believe in "pie in the sky", should not belong to their own interests do not touch, keep a normal mind. Maintenance to find the property or call the customer service phone number on the instruction manual, do not believe that the small ads posted in the hallway.
Collectibles fraud
Scam:
Exaggerated value of the fraudulent "subject fee"; commitment to buy back the collection of high-priced fraud; free treasure identification "bureau of the bureau" fraud.
Warning:
Auction of collectibles, must be recognized as auction qualification auction company, the formal auction company in the collection before the sale will not charge any fees to the seller. If you need to sign a repurchase contract, it is recommended to seek the help of a lawyer.
Elderly people involved in collectibles investment or auction, must go to the professional sector, do not trust the phone, the Internet, television sales, beware of the so-called "auction company" "art company" fraud trap, found to be cheated to the police in a timely manner. (This article is reprinted from the anti-fraud big data: FPData)
Investment and financial fraud
Scams:
Consumption of the return of capital compounding type investment and financial fraud; small profits and small favors fraudulent investment and financial fraud; investment in valuables type investment and financial fraud; financial products fraud investment and financial fraud; partners and the original stock scam investment and financial fraud; illegal pyramid schemes investment and financial fraud; advertisement temptation type investment and financial fraud fraud; advertising lure type investment finance fraud; free travel sky-high purchase type investment finance fraud; network finance investment finance fraud.
Warning:
Elderly people in the investment of valuables should be considered, including focusing on the main body of the seller, qualifications, and so on, as well as whether the valuables are in line with the value of their due. In order to avoid being deceived by false sellers or worthless items, bringing unnecessary losses. The elderly in the choice of financial products for investment, do not blindly follow the crowd, to have their own standards of judgment, but also do not be greedy for profit in order to prevent falling into a deeper scam.
Marriage and wealth fraud
Techniques:
The lawless elements in the network or parks and other places where the elderly gather to show off their wealth, status, family background and other personal information to lure; the lawless elements to the online chat failed marriage history or unfortunate life, fictional own have a strong wealth and other deceptive sympathy or to win favor, and then to seek money and sex; the lawless elements to make up false identity or interpersonal relationship information for false The company's website is a great source of information about the company's business, and it's a great source of information about the company's business, and it's a great source of information about the company's business, and it's a great source of information about the company's business.
Warning:
The prerequisite for marriage and relationship is the need to clarify the identity of the other party, for the other side of the fictitious information to distinguish in time, do not be easily deceived.
Elderly people in the process of interaction, encountered each other many times to ask for money, no matter what the purpose, should be treated with caution, you can discuss with their children.
Travel fraud
The trick:
The lawless elements through a variety of warmth, with "warmth offensive" to obtain the trust of the elderly; lawless elements to the temptation of low-priced tourism, cheating the elderly money absconded; tour guides and attractions such as stores collude with each other, forcing the elderly to spend, and a minimum of consumption, do not buy not allowed to leave.
Warning:
Forced consumption violates the rights of consumers to free trade, fair trade, and because of forced transactions resulting in personal injury is for the elderly as a consumer rights violations.
Tourist attractions to sell fake goods at low prices or high prices and the quality of the product does not meet the infringement of the rights and interests of elderly consumers, the business cheating sales behavior need to bear the responsibility of "a refund of three".
Contract fraud
Scams:
Loan contract fraud; a room for sale fraud; low-priced travel to obtain a high deposit contract.
Warning:
Elderly people must be careful when lending money, it is best to let the other party to issue a guarantee, save the relevant evidence. In order to ensure the authenticity of the guarantee, if necessary, to commission a lawyer to verify.
The larger the amount of money borrowed, it is best to discuss with family members, for lending procedures, try to consult legal professionals to avoid being deceived.
Telecommunications fraud
Telecommunications fraud:
Posing as a relevant national staff to investigate the bluff; posing as a friend or relative requesting "remittance of money to save the emergency"; fictitious winning; telemarketing and so on.
Warning:
Prevention of telecommunications fraud, to do the "five don't", that is, do not gullibly believe that the unknown object and suspicious information; do not be tempted by illegal short messages due to greed for small profits; do not dial short messages in the unfamiliar phone; do not remit money to strangers, money transfers; do not disclose personal information, especially the Do not disclose your personal information, especially your bank card information.