On the 25th, news came from the National Health Insurance Bureau (hereinafter referred to as "the National Medical Insurance Bureau") in official website. Recently, the Office of the National Medical Insurance Bureau and the Medical Treatment Team of novel coronavirus Epidemic Prevention and Control Mechanism issued the Notice on Further Reducing the Price of Nucleic Acid Testing and Antigen Testing in COVID-19 (hereinafter referred to as the Notice), requiring all localities to reduce the single nucleic acid testing in novel coronavirus to no more than 16 yuan before June.
COVID-19 nucleic acid detection fee is divided into detection service fee and detection reagent fee. Previously, some provinces and cities separately priced and charged the detection price and reagent price of single-person inspection. For example, the First Financial Search on 25th found that the single-person inspection fee of the Third People's Hospital of Henan Province was 23.98 yuan, including the medicine box fee of 9.98 yuan and the service fee of 14 yuan. In Hunan, many public hospitals charge 27 ~ 28 yuan at a time, of which the service fee is 17 ~ 18 yuan.
For these cities and regions, the Notice requires that the capping standard be set at no higher than the above level.
In view of the phenomenon that public hospitals in some areas only provide single or mixed nucleic acid testing services, the Notice clarifies that public medical institutions should provide both single-person testing and multi-person mixed testing, allowing people who are willing to do all the testing to choose voluntarily under the premise of meeting the epidemic prevention and control regulations.
In addition to public hospitals, non-public medical institutions, medical laboratories and other social testing institutions provide nucleic acid testing services in COVID-19. The Notice also proposes that the pricing should follow the principle of "fairness, legality, honesty and credibility", reflecting the low profit of capital preservation and the consistency of quality and price, and it is not allowed to borrow ill-gotten gains from epidemic diseases. It also advocates referring to the nucleic acid testing price of COVID-19, a local public medical institution.
Since April, the COVID-19 epidemic caused by Omicron variants has been distributed in many places in China, and several rounds of large-scale regional nucleic acid screening have been carried out in cities and regions with new cases. At the same time, in order to advance the threshold of epidemic detection, tens of millions of provinces and cities have carried out normalized nucleic acid detection. Up to now, it has involved more than 30 cities. Judging from the frequency of inspection, many places require people who are willing to do all the inspections to take samples every 2 to 10 days.
Facing the large-scale screening and standardized detection organized by the government, more nucleic acid detection work has been accumulated. The circular requires that the scale effect and cost-sharing effect of grass-roots organizations and volunteers should be fully considered, and the multi-person mixed detection of nucleic acids in COVID-19 should be charged according to the standard of not higher than 3.5 yuan per person. If the testing organization only provides sample transportation and testing services, the charging standard should be further reduced.
CBN noted that this is the fourth round of national COVID-19 nucleic acid testing price reduction conducted by the National Medical Insurance Bureau in recent two years, and it is also the second price reduction this year.
Previously, the National Medical Insurance Bureau required all provinces to reduce the government-guided price of single-person nucleic acid testing in public medical institutions with new coronary pneumonia to no higher than that in 28 yuan and the government-guided price of multi-person mixed testing to no higher than that in 8 yuan on the basis of three consecutive price reductions in 20021.
As of April 9, 30 provinces across the country have issued documents to reduce government guidance prices. Some provinces have also carried out several rounds of price cuts. For example, from May 3rd, the price of single nucleic acid test in Beijing dropped from 24.9 yuan to 19.7 yuan, and the price of mixed test dropped from 5.9 yuan to 3.4 yuan.
In addition to nucleic acid testing in COVID-19, the notice further clarified the charging standard of COVID-19 antigen.
The reason why the testing price in COVID-19 continues to drop is that many parts of the country can conduct normal testing in an orderly manner. Guo Yanhong, inspector of the Medical Administration and Hospital Authority of the National Health and Family Planning Commission, said recently that this is because some places have further reduced the detection cost by jointly purchasing consumables such as nucleic acid detection reagents.
Facing the further price reduction of national nucleic acid testing, the Notice puts forward higher requirements for testing costs.
"The provincial medical insurance department refers to the existing online purchase price in China. Before June 10, public medical institutions can reduce the consumption cost of amplification reagents, extraction reagents, sampling instruments and other materials by organizing centralized procurement, online bidding, participating in cross-provincial alliance procurement and regional price comparison. It is required to detect COVID-19 nucleic acid less than 40% of the unit price. " 0030 10 said.
Related Q&A: How much is the inter-bank withdrawal fee? Different banks charge different fees. The following are the inter-bank withdrawal fees of major commercial banks:
1. Bank of China: the handling fee for cross-bank withdrawals in different places is 0.5% of the withdrawal amount, ranging from 4 yuan to 50 yuan.
2. Industrial and Commercial Bank of China: the handling fee for cross-bank withdrawal in different places is 0.5% of the withdrawal amount+4 yuan.
3. China Construction Bank: 65438+ 0% of the withdrawal amount+2 yuan, with the lowest 4 yuan.
4. Agricultural Bank: The handling fee for cross-bank withdrawal in different places is 0.5% of the withdrawal amount+4 yuan.
5. Bank of Communications: The handling fee for inter-bank withdrawal in different places is 0.8% of the withdrawal amount+2 yuan, with the lowest 5 yuan.
6. China Merchants Bank: The handling fee for cross-bank withdrawals in different places is 0.5% of the withdrawal amount (maximum 50 yuan) +4 yuan/transaction.
Related Q&A: Which banks do not deduct handling fees for cross-bank withdrawals in different places? At present, many banks have realized free handling fees for cross-bank withdrawals in different places, but most of them are concentrated in small and medium-sized banks such as city commercial banks and rural commercial banks. For example, state-owned banks such as workers, peasants and China Construction, and national joint-stock commercial banks such as China Merchants Bank are inevitably charged fees. After all, the fee income adds up to a considerable amount, and it is difficult for big banks with high brand awareness to give this part of the benefits to depositors!
State-owned banks charge fees for withdrawing money from different banks.
As shown in the above figure, China's six major state-owned banks that have established diplomatic relations between workers and peasants need to pay certain fees for inter-bank withdrawals in the same city and in different places, and the fees for inter-bank withdrawals in different places are higher than those in the same city. Take China Industrial and Commercial Bank as an example. When withdrawing money from banks in the same city, regardless of the amount, 4 yuan handling fee will be charged for each withdrawal; When withdrawing money from other places, the handling fee is 4 yuan+0.5% of the cash withdrawal amount (maximum 50 yuan). For example, I use the ICBC card to withdraw money from different places 1000 yuan, and the handling fee is 4+ 1000×0.5% = 9 yuan, which is still very expensive!
In addition to state-owned banks and national joint-stock commercial banks, other smaller commercial banks, such as rural commercial banks and city commercial banks, are exempt from inter-bank fees in different places. As shown in the above figure, Zhejiang Rural Credit Cooperatives, Zaozhuang Bank, Dongying Bank, Zhongyuan Bank, Changsha Bank, Chengdu Bank, Bank of Beijing, Tangshan Bank, qinhuangdao bank Bank, Baoding Bank, Fushun Bank and Nanjing Bank are all exempted. In the city commercial bank where the author works, the first monthly 10 inter-bank withdrawal is free of charge, and there is no restriction on inter-bank withdrawal in the same city.
Of course, large national joint-stock commercial banks like China Merchants Bank do not necessarily charge inter-bank withdrawal fees in different places under any circumstances. For example, the bird card of China Merchants Bank is exempt from the handling fee for the first 30 transactions every month, and the 4 yuan handling fee is charged for each transaction of ordinary cards!
To sum up, the larger the scale, the higher the brand awareness and customer awareness, and the bank card issued by it will generally charge a certain percentage of handling fees when handling cross-bank withdrawal business in different places. In order to compete with them, small and medium-sized banks generally attract customers to apply for cards by exempting handling fees, which is the inevitable result of market competition!