Official website of China Dida Property Insurance Co., Ltd. shows that in the additional group accidental facial plastic surgery medical insurance clauses, the insurance liability is:
During the insurance period, if the insured suffers an accidental injury within the scope of insurance liability stipulated in the main insurance contract, and the accident directly and completely leads to facial disfigurement, and facial plastic surgery is performed in a medical institution designated or recognized by the insurer, the insurer shall calculate and pay the medical insurance premium for accidental facial plastic surgery according to "(reasonable medical expenses for each accident-deductible for each accident) × payment ratio".
The maximum amount of accidental facial plastic surgery insurance paid by the insurer to each insured under this additional insurance contract is the amount of accidental facial plastic surgery medical insurance. When this limit is reached, the medical insurance liability for accidental facial plastic surgery agreed in this additional insurance contract will be terminated.