When a person with a second-degree disability is reimbursed for hospitalization, he or she must bring a disability card and a health insurance card, and the rate of reimbursement depends on the level of the hospital: 90% for first-degree hospitals, 87% for second-degree hospitals, 85% for third-degree hospitals, with a cumulative reimbursement ceiling of 300,000 yuan. If you are not enrolled in health insurance, you will not be reimbursed even if you have a disability card. In addition, people with second-degree disabilities are entitled to a monthly care subsidy of 55 yuan from the state, and people with disabilities in low-income households are also entitled to a monthly living subsidy of 70 yuan, and those who meet the requirements are eligible for both subsidies.
Medical incentives for persons with disabilities:
1. Medical fee waivers: some regions offer medical fee waivers for persons with disabilities;
2. Outpatient medical services: some regions offer free or discounted outpatient medical services for persons with disabilities;
3. Inpatient medical services: depending on local policy, persons with disabilities may be entitled to reduced or waived medical fees for hospitalization;
4. Reduced or waived medical fees;
4. Preferential medicine costs: persons with disabilities may enjoy price concessions when purchasing medicines;
5. Preferential rehabilitation treatments: persons with disabilities may enjoy policy support when receiving rehabilitation treatments;
6. Support for special medical equipment: there may be government subsidies or preferential policies for persons with disabilities who need special medical equipment.
In summary, persons with disabilities with level 2 disabilities need to bring their disability card and health insurance card to hospitalization, and the reimbursement rate depends on the level of the hospital, with a cumulative reimbursement ceiling of 300,000 yuan; persons who are not enrolled in the health insurance will not be able to get reimbursement even if they have a disability card. In addition, people with Grade 2 disabilities are also entitled to a monthly care subsidy of 55 yuan from the state and a monthly living allowance of 70 yuan for low-income households, and those who meet the requirements can enjoy both subsidies at the same time.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 25
The state establishes and improves the basic medical insurance system for urban residents. Basic medical insurance for urban residents combines individual contributions and government subsidies. The government shall subsidize the portion of individual contributions required by those who are entitled to the minimum subsistence guarantee, persons with disabilities who have lost the ability to work, and elderly persons over the age of sixty and minors from low-income families.