Qingzhou People's Hospital is a public hospital, and its hospitalization reimbursement ratio is usually implemented in accordance with national and local medical insurance policies. The medical insurance policy will set different reimbursement rates according to different treatment methods, drugs, surgery and other factors. Generally speaking, the medical insurance policy will tilt towards primary medical institutions and encourage patients to go to primary medical institutions for treatment. At the same time, for some special diseases, special treatments and special drugs, the medical insurance policy will also give a higher reimbursement rate.
The application steps of medical insurance for serious illness are as follows:
1, apply for registration. The insured brings the original and photocopy of his ID card to the business hall of the insurance company, selects the medical insurance products suitable for him, and then fills in the insurance application form;
2. Choose payment methods, including one-time payment, annual payment and monthly payment.
3. Handle or submit a current bank card for paying premiums or receiving insurance benefits in the future;
4. Read and sign the insurance contract. The insured shall read the terms of the medical insurance contract for serious illness in detail and sign it after confirming that there is no objection;
5. Pay the premium. After signing the insurance contract, the insured must pay the down payment. If it is paid annually, the corresponding premium will be paid every year.
To sum up, the reimbursement ratio of Qingzhou People's Hospital will be determined according to the specific conditions of patients and medical insurance policies. The specific reimbursement ratio may vary due to different factors such as treatment methods, drugs and surgery. Before seeing a doctor, it is best for patients to consult the local medical insurance department or relevant institutions to understand the specific reimbursement policy and application process.
Legal basis:
People's Republic of China (PRC) social insurance law
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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.