With the intensification of competition between the financial industry, customers are increasingly demanding service, we have to keep up with the development of the times, and always maintain the sensitivity of the opportunity, please see me below for you to organize the annual work plan for the financial services industry, welcome to read, for reference only, more details please click to view.
Annual work plan for the financial services industry a
a, customer-centered, good settlement services.
Customers are the source of our survival, as the business department is a window to the outside world, the good or bad service directly affects the credibility of the bank
1, the bank has been advocating the "first responsibility system", "full-time point service
2, with the intensification of competition between the financial industry, customers of the bank's service requirements are increasingly high, not only in the counter service is reflected in the bank's service varieties, in addition to continue to do a good job in the utility bills, taxes, financial charges, traffic confiscation, bsp aviation agent agent, such as the settlement of the agency outside, but also do a good job of the opening of the next year, the highway network charging business, the opening of the open-end fund acquisition business, The company's business is to improve the competitiveness of the bank by providing a variety of services such as securities business.
3, take the initiative to strengthen the contact with the personal business, participate in the personal business, familiar with the personal business in order to better serve customers. Although it has been on the integrated business system, but because of a variety of reasons have not been able to achieve a truly integrated, is a lack of work in my business department.
4, to the bank as a classroom, next year we will organize more bank settlement method lectures, to increase people's financial knowledge, so that customers understand more about the bank, close to the bank so as to integrate into the business of our bank.
5, continue to do a good job of telephone banking, self-service banking and Internet banking, and to promote the use of Internet banking to high-quality customers.
Two, strong internal control system management, risk prevention, to ensure the quality of work.
With the increase of financial crime cases in recent years, prompting us to operate the standardization, the implementation of the system has higher requirements
1, supervise the scientific and technological departments of my business department of the computer interface as soon as possible to replace, and then strictly in accordance with the requirements of the integrated business system to implement the division of authority, a post, a card, one person, a card, to enhance the implementation of the system to enhance the steel and improve the binding. The first time I saw this, I had to go to the hospital to get a prescription for a new baby.
2, to further strengthen the important links and important posts of internal control and external defense, focusing on strengthening account management and door-to-door service.
3, to further strengthen the accounting cashier system, strict implementation and inspection of the accounting cashier system, standardize the use of accounting seals and blank important vouchers and custody.
4, focusing on the implementation of the sale of payment cryptographs, to ensure the security of the settlement funds of the bank and enterprises, and further improve the bank's means of preventing foreign settlement risks.
5, standardize the business operation process, strengthen the daily checking system of the general accountant in order to timely detection of hidden dangers, to reduce errors and eliminate settlement accidents.
6, effectively fulfill the business guidance and inspection of branch offices.
7, do a good job of regular assessment of the quality of accounting.
Three, people-oriented to improve the overall quality of staff.
How the quality of the staff is the bank can develop the fundamental, in the current situation of frequent turnover of personnel in my business department is in urgent need of a high-quality team
1, put the good into the people employing people off. The banking industry sounds very beautiful, in fact, full of competition and risk, so to my business department need to have a certain psychological quality and cultural cultivation. In the employment of staff to the ability and to be able to play the staff to determine the maximum potential to determine the appropriate position, so as to improve the enthusiasm of the staff.
2, to strengthen business training, which is the most urgent next year, the training program has been reported to the personnel department, ready to cashier system, payment and settlement methods, integrated business system accounting system, the new accounting entries, such as basic knowledge and a variety of emerging business training.
3, in the case of personnel tensions still need to strengthen the job training, in addition to participate in next year's technical competition more to improve the business level of employees.
4, diligently do the ideological work of the staff, care to encourage employees to strengthen the psychological quality of the staff.
5, planned, purposeful job rotation, training each employee from a single operation to a mixture of multi-talented transformation.
Annual work plan for the financial services industry II
20XX District Finance Office to actively implement the scientific concept of development, in order to do a good job of supporting the implementation of the construction of the National Science and Technology Financial Innovation Center as the focus, in order to promote the landing of key financial institutions as the main line to create a comprehensive service platform for science and technology finance as a grip, to promote financing innovation in the construction of mechanisms as a safeguard to comprehensively improve the level of service of the financial work.
(a) With the help of all parties, to promote the construction of the national science and technology financial innovation center
"On the Zhongguancun National Innovation Demonstration Zone construction of the national science and technology financial innovation center of the views" was introduced, for the next step of the region to carry out the construction of the science and technology financial innovation system provides a good opportunity, the region will seize the favorable conditions, the use of the All parties to promote the construction of national science and technology financial innovation center.
1. Jointly with municipal departments to introduce relevant policies and promote innovative policies for early and pilot implementation
Firstly, to strengthen communication with the Zhongguancun Management Committee, our region and the Zhongguancun Management Committee jointly *** with the drafting of the implementation program and the introduction of relevant support policies, to clarify the status and role of our region.
The second is to strengthen communication with the Municipal Bureau of Financial Work, tracking the Municipal Bureau in the innovative pilot research and program development, and strive for innovative policies in our region first.
2. Promote the construction of the financial function area, expand the space for industrial development
First, actively maintain the technology and financial industry and financial resources in the western part of the Zhongguancun area has been formed to gather the advantages of the Zhongguancun PE building and financial building as the core, and continue to expand the scope of radiation, to create the national science and technology financial function area.
The second is to start the research on the planning and construction of national science and technology financial functional zones, and to promote the construction of national science and technology financial functional zones in phases based on key areas such as Xizhimenwai Science and Technology Financial Business District and Zhongguancun West, so as to expand the space for the development of science and technology financial industries.
3. Coordinate with the relevant departments and increase efforts to promote the construction of the four-board market
First, actively support the four-board market to carry out business in our region, and study and formulate relevant preferential policies.
Second, the joint sponsors, intermediary service providers to strengthen publicity, accelerate the cultivation of the first batch of enterprises listed in the equity center, to increase trading activity.
4. Promote the development of the financial industry, improve the supporting service system
First, the implementation of the district government "1 + 10" policy system, increase the attraction of financial institutions.
The second is to further improve the financial industry development policy.
Third, increase the financial institutions to visit, change the financial investment for service investment.
(2) Build a docking platform for financing services and promote SME financing
First, cooperate with the Beijing Municipal Commission of Economy and Information Technology to promote the construction of the financing platform for SMEs, and further optimize the comprehensive service platform for science and technology finance in Haidian District.
The second is to create a small and medium-sized financial services franchise, science and technology insurance, microfinance companies, financial guarantee companies, small and medium-sized enterprise credit chain, to strengthen the policy guidance, to encourage financial institutions to carry out scientific and technological financial innovation.
The third is to promote government-bank-enterprise docking, break through the financing threshold of small and micro enterprises, and support the promotion of small and micro enterprise loan products. The fourth is to strengthen service-oriented management, guide microfinance companies and financial guarantee companies to operate in a compliant manner, and promote the financing of small and medium-sized micro-enterprises.
(C) to do a good job of all the services docking work, to promote the process of enterprise listing
First, to further improve the work of the enterprise listing of the service system, to strengthen the contact and communication with the regulatory authorities, guidance departments, and give full play to the role of the district to promote the enterprise listing of the mechanism of the Joint Conference, to strengthen the listing of the work of the horizontal and vertical cooperation.
Second, the listing work and the four boards market construction work organic combination, guide enterprises through the four boards market listing to improve corporate governance, standardize the operation, accelerate the listing process, so that the four boards market has become a reservoir for enterprises to go public, to create a resource echelon of enterprise listing.
The third is to cooperate with the listed companies to do a good job in the service work, to help guide the listed companies to raise investment projects, fund-raising landed in Haidian, to support the listed companies through mergers and acquisitions and reorganization of bigger and stronger, to participate in the capital market financial innovation.
Annual work plan for the financial services industry three
a, increase the role of the financial power of economic development
1, increase the financial services to key projects.
First, the coordination of the bank early loan demand for key projects into the annual credit plan, to do "early loan, fast loan, loan good" focused on the implementation of the project loan arrival rate.
Secondly, with the People's Bank of China, the Banking Supervision Bureau to establish a monthly statistical supervision system of key project loans.
Third, and the relevant departments regularly convene special scheduling meetings of credit funds for key projects to strengthen project funding tracking and docking, so that project funding needs to be supplemented as soon as possible.
Fourth, to meet the insurance needs of key projects, follow up on the city's new projects, focusing on the development of corporate property insurance and engineering insurance and other businesses, to provide adequate risk protection for project construction.
2, increase financial services to small and medium-sized enterprises.
First, a breakthrough in the establishment of specialized service institutions, increase the number of banks specializing in small and medium-sized institutions, guidance and encouragement to meet the conditions of the banking institutions in the year the general establishment of small and medium-sized credit institutions.
The second is to deepen the implementation of the bank's SME liaison system. On the basis of expanding the coverage of the pilot work, and constantly enriching the content of the package of services for enterprise financing, highlighting the effectiveness of the work service, and establishing a long-term mechanism of close docking between banks and small and medium-sized enterprises.
Third, the establishment of banking institutions to support the work of small and medium-sized assessment mechanism. For banking institutions in the franchise set up, loan size, growth rate and other aspects of the assessment and evaluation, to take appropriate incentives and subsidies to mobilize financial institutions to support the development of small business enthusiasm.
Fourth, to guide the banking institutions to innovate financial products and services, to adopt flexible and diverse ways to alleviate the problem of insufficient credit and pledge for enterprise loans, and to strive for a breakthrough in the issuance of small and medium-sized enterprise pooled bonds and short-term financing bonds.
Fifth, to enhance the level of comprehensive financial services for small and medium-sized enterprises, guide banks, insurance and guarantee institutions to deepen cooperation, build a complete enterprise financing guarantee mechanism, expand the coverage of export credit insurance, focusing on increasing support for "export-oriented" enterprises. By the end of the year, the balance of loans to small and medium-sized enterprises accounted for more than 50% of the total loan balance of all enterprises.
3, increase financial services to the "three rural" services.
First, optimize the layout of financial institutions in rural areas, and further increase the number of financial institutions.
Second, the introduction of policies and measures to establish a systematic mechanism for tilting credit funds to rural areas.
The third is to achieve a breakthrough in the innovation of agriculture-related financial products and services, seize the opportunity of the reform of the rural land management right and forest right transfer system, guide the banking institutions to increase the scale of the land management right, forest right, the right to use the sea area and the means of agricultural production of the credit and pledge loans, establish the interactive mechanism of agricultural insurance and microfinance, and strive to expand the scale of the agriculture-related loans.
The fourth is to further promote the construction of rural credit projects, increase the number of credit rating of farmers, the implementation of joint-family insurance, fundamentally solve the problem of the lack of collateral, to facilitate the farmers' loans, by the end of the year # # # new rural credit users 100,000 new credit 2 billion yuan.
Fifth, to enhance the insurance for the "three rural" service capacity, expand the policy of agricultural insurance coverage, increase the variety of agricultural insurance business, promote the establishment of catastrophe protection fund, enhance the farmers' ability to resist risk, the development of rural micro-insurance, play the insurance industry in rural medical, old age and other social security system construction of a positive role.
4. Increase financial services for the blue economy.
In-depth study of the ways and means of financial support for the development of the blue economy, and efforts to enhance the service capacity. The development of the financial industry to support the development of high-end industrial policies and measures to encourage financial institutions to further invest funds in the city's key industries. Supervise financial institutions to take "differentiated treatment, with pressure" measures to promote economic restructuring and industrial optimization and upgrading, in the "change of mode, adjusting the structure" to play a leading role in the service.
Second, improve the city's financial organization system construction
1, to promote the local legal person financial institutions stronger and bigger.
2, for financial institutions to increase targeted investment.
3, enhance the radiation capacity of financial institutions in Qingdao.
4, to strengthen the service of rural and small and medium-sized enterprises in the construction of new financial institutions. Promote a new batch of new rural financial institutions pilot work, the establishment of three more village banks within the year, the realization of village banks in the five cities full coverage. Strive for the establishment of three more microfinance companies to expand the scale of their loans to small and medium-sized enterprises.
Three, to promote the development of financial agglomeration and innovation pilot
1, the implementation of the financial sector development master plan.
2. Accelerate the construction of regional wealth management centers. Organize private banking development forums, establish private banking talent training bases, and initially form the brand effect of private banking aggregation and development.
3. Adjust and improve the spatial layout of financial industry development.
4, to carry out cross-border trade RMB settlement pilot business.
Four, optimize the development of the financial industry environment
1, the formation of a mechanism to promote the development of the financial industry.
2, the introduction and implementation of relevant policies to promote the development of the financial industry.
3. Improve the construction of credit system for the whole society.
V. Maintaining financial security and stability
1. Improving the working system for maintaining financial stability.
2. Focus on and prevent potential financial risks.
3. Properly handle financial risk cases.
6, strengthen coordination and cooperation, and fully promote the financial work
1, promote the listing of enterprises.
2, promote the construction of property rights trading market.
3, promote the construction of the guarantee system.
4, to improve the financial innovation pilot. Combined with a new round of comprehensive reform of the development zone, and actively coordinate the financial regulatory authorities and financial institutions headquarters to give the appropriate authority to promote financial innovation pilot, to create a financial innovation services demonstration area.
Financial services industry annual work plan fourFirst, strengthen the training of enterprises to be listed, and promote the eligible enterprises to go public to raise funds
1, strengthen the publicity, and according to the specific circumstances of the four to be listed enterprises to do a good job in the training of the work of the training held quarterly training for the need to go public in the enterprise listing counseling. Preparation and issuance of "Concise Knowledge Handbook for Enterprises Going Public" publicity booklet, selected enterprises in the listing process of concern for the hot issues were answered.
2, make full use of the small and medium-sized enterprise board and the Growth Enterprise Board market to promote the development of small and medium-sized enterprises and technology-based enterprises, adhere to the domestic and offshore and promote multi-channel financing for enterprises to achieve industrial upgrading, and strive to follow the principle of "a number of reports, a number of counseling, a number of reserves," and strive for a number of enterprises within the year, 2 companies, reported material 4, counseling reported 8, will be good growth, high technology content, independent innovative growth enterprises included in the cultivation of objects, and to give the proposed listing of certain policies and financial support.
3, the establishment of the proposed listing of the dynamic residential reservoir, timely collection and mastery of the dynamics of enterprise development and related information, according to the difficulties and problems exist in the enterprise coordination and help, for the leadership of the decision-making to provide reference materials.
4. Formulate a work plan for the "listing cultivation project", launch the development zone's listing training project, strengthen the listing cultivation work, improve the "Beijing Yizhuang" brand, i.e., the influence of the Beijing Development Zone in the capital market, and strive for the formation of the "Beijing Yizhuang" brand within the next five years. The "Beijing Yizhuang" segment will be formed in the next five years.
? 5, continue to improve all kinds of preferential policies, and strive to complete the introduction of policies in the first quarter, for the introduction of various types of financial institutions to provide policy support;
Second, the development of relevant support policies to increase the introduction of various types of financial institutions
Do a good job of publicizing the policy, to strengthen the introduction of various types of financial institutions, and to encourage the introduction of various types of financial institutions in the The development of the development zone, and strive to introduce 1-2 high-quality city commercial banks or policy banks to set up branches in the development zone.
Three, play the role of coordination services, "all-round, multi-angle" docking, the establishment of "silver government enterprises" communication channels
1, do a good job of communicating and coordinating with the bank, the establishment of "silver government enterprises" communication channels
1, do a good job of communicating and coordinating with the bank. Establishment of the "bank government enterprise" communication mechanism, project financing promotion work, to provide convenient conditions for enterprise financing, the organization of the project bank and enterprise project docking more than 2 times during the year;
2, do a good job of expanding the construction of construction financing work, strengthen the head office in the expansion of the development and construction of the main body of the function of the platform of Yizhuang international industrial investment, the completion of the expansion of the development zone and industrial investment. Completion of the expansion of the development zone and industrial investment financing tasks;
3, continue to do a good job of small and medium-sized collection of notes issued to help small and medium-sized enterprises to broaden the financing channels, for the issuance of 1-2 issues of small and medium-sized collection of notes during the year to complete the financing of 200 million to 400 million yuan;
4, to guide commercial banks and other financial institutions to improve the supply of funds to increase credit support to explore the formation of credit support mode conducive to the economic development of the development zone. Development Zone economic development of credit support model.
Four, do a good job of financial innovation and pilot work
1, and actively start the exhibition of intellectual property rights pledge loans, credit insurance and trade finance pilot financial innovation work;
2, study the relevant policies of the Industrial Finance Experimental Zone, and actively promote the pilot work of Industrial Finance Experimental Zone, and strive for the support of the relevant municipal departments.
3.
V. Improvement of financial "***" development planning
Do a good job of financial "****" development planning to improve the work, seek the leadership of the Work Committee, the management committee and the relevant sectors Opinions, and timely enrichment to the planning, and strive to complete the planning work in the first quarter.
Sixth, do a good job of expanding the pilot and supervision and management of small loan companies
Preparation of guidelines for the establishment of microfinance companies, and actively and steadily promote and expand the pilot work of microfinance companies, and strive for the establishment of 2-4 microcredit companies within the year, the amount of registered capital to reach more than 5-10 billion yuan.
Financial services industry annual work plan five
First, the establishment of financial work network, do a good job in the district financial work
Proposed at the beginning of the year to establish the district financial work leading group, by the government in charge of the leadership of the head of the government as the leader of the development and reform, by the science, finance, industry and commerce, taxation, and other government departments involved, the streets as a member of the district financial work network system
Two, strengthen the supervision and inspection of rural microfinance companies, the implementation of long-term mechanism
(a) further enrich the regulatory power, strengthen the professional training of regulators and business exchanges.
(ii) do a good job of daily dynamic monitoring. The plan is to do a good job of 6 agricultural loan company regulatory statements per month as required, compare and analyze the data of the agricultural loan company with the data of the regulatory system, and contact the agricultural loan company in a timely manner in case of inconsistency of data to find out the reasons for timely corrections or clarifications of the situation. If it is found that the 3 70% is low or the loan interest rate, non-performing loan rate is high, timely remind the agricultural loan company, requiring the company to pay attention to the process of future business activities and adjustments.
(C) do a good job of regulatory rating assessment review work. early June, with the municipal financial office to complete the 20xx annual regulatory rating assessment review of the Changrong company. early July, with the provincial financial office to complete the Xinxin, Guangyin and Changxin 3 agricultural loan company 20xx annual regulatory rating review work. end of August, to hire an accounting firm to complete the 20xx annual regulatory rating review work of the Friendship Company. The company's business is to provide the best possible service to its customers.
(4) conscientiously fulfill their duties to provide services for agricultural loan companies. Xinxin company's business address change, Guangyin, Kairun and Changxin company's application for extra-bank financing, etc., in accordance with the provisions of the timely approval. The financial subsidies applied for by Xinxin Company and the applications for income tax halving applied for by Agricultural Loan Company were timely examined and reported.
(E) the establishment of the Suzhou Small Loan Association Area Activity Group. The proposed establishment of the Suzhou Small Loan Association Area Activity Group this year, Xinxin Agricultural Loan was elected as the first leader of the unit, the plan is to hold the first activity in June, October held the second activity, focusing on learning the management experience of small loan companies, especially risk control good practices and measures.
Three, to broaden the channels of enterprise financing, and actively promote the listing of enterprises
(a) survey visits to the enterprise, sorting and screening of the area to be listed on the enterprise, the establishment of a directory library, the reserve reserve resources.
(2) Strengthen the cultivation of the reserve resources for listing. After the initial understanding, there are five enterprises in the jurisdiction have the intention to go public.
(c) Strategic cooperation with intermediaries. Preparing to sign a strategic cooperation agreement with the business department of securities companies to provide financing services for enterprises and expand their financing channels.
(d) Strengthen the function of service guidance.
(e) to assist in the proposed development of the district to promote enterprise listing support policies. Which focuses on supporting the region's service industry enterprises and better growth of science and technology-based enterprises.
(F) to carry out the silver docking activities. Take the initiative to contact with the Bureau of Science and Technology Enterprise Services, to *** with the development of financing services for small and medium-sized enterprises in the silver docking activities.
Four, to prevent and combat the disposal of illegal fund-raising activities
(a) the establishment of a leading group, unified and responsible for preventing and combating the disposal of illegal fund-raising activities.
(b) plans to carry out centralized publicity activities in February-March this year, in order to expand the publicity effect, to prepare publicity posters, brochures and promotional videos, the production of banners and promotional bags, and the distribution of publicity materials to the streets. In early March to focus on publicity activities in the form of organizing lectures, setting up promotional tables, hanging banners, posters, broadcasting promotional films, distribution of promotional brochures and distribution of promotional bags.
(C) timely disposal of suspected illegal fund-raising. There is information that Suzhou XX Business Co., Ltd. is suspected of illegal fund-raising in the name of health, vacation and tourism, we plan to get in touch with the Public Security Bureau and XX Street immediately to understand the situation, and ask the street to go to the door to check, and to assist the Municipal Finance Office in receiving visits to reassure the relevant people involved.
(d) Participate in the construction of the Suzhou City Information***Hanging Platform for Cases Involving Mass Economic Offenses. According to the notification spirit of the city's leading group for preventing and combating the disposal of illegal fund-raising, the plan is to earnestly participate in the construction of the ****sharing platform, actively provide relevant information, and complete the work requirements of the platform test.
(e) proposed in September, to assist the city financial office to complete the financial innovation service month series of activities.
Fifth, actively carry out the preparation of science and technology microfinance company
(a) reported science and technology microfinance company annual development plan.
(b) Organize and set up the basic conditions for the establishment of science and technology microfinance companies.
(c) Preliminary determination of the establishment of the location, to be located in the Creation Technology Park.
(D) actively negotiate with interested companies to implement the main sponsor.
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