I, Jinan City, small and medium-sized enterprises to support policies
Jinan City, small and medium-sized enterprises to support policies
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At present, Jinan City, small and medium-sized enterprises to support policies, including: "Jinan Municipal People's Government on the promotion of small and medium-sized enterprises and fast development of the opinions" (Jinan Zheng Fa [2008] No. 34); "Jinan Municipal People's Government to strengthen enterprise management opinions" (Jinan Zheng Fa [2009] No. 3) (Jizhengfa [2008] No. 34); "Jinan Municipal People's Government to strengthen enterprise management" (Jizhengfa [2009] No. 3); "Jinan Municipal People's Government on doing a good job of small and medium-sized enterprise financing" (Jizhengfa [2009] No. 26); "Jinan Municipal People's Government on the encouragement and promotion of the development of growth-oriented enterprises" (Jizhengfa [2009] No. 28); Jinan Municipal People's Government on Further Promoting the Development of Small and Medium-sized Enterprises Implementation Opinions" (Jizheng Fa [2011] No. 1) and so on.
Based on the "Jinan Municipal People's Government on doing a good job of small and medium-sized enterprise financing opinions" (Jinan Zheng Fa [2009] No. 26), Jinan has set up a small and medium-sized enterprise development of 50 million yuan of special funds, bridge funds of 100 million yuan. The focus of support is: 1. fixed asset investment projects, including growth-oriented SME projects, micro and start-up projects, industrial clusters backbone enterprises and other small and medium-sized enterprise investment projects. 2. small and medium-sized enterprise loan interest subsidy projects. 3. service system subsidy projects, including guarantees, training, entrepreneurial counseling bases, public **** service platforms, management consulting, information technology construction and other subsidy projects. 4. bridge funds Mainly used to solve the small and medium-sized enterprises "new loans to repay the old" short-term.
Based on the "Jinan Municipal People's Government on Encouraging and Promoting the Development of Growth Enterprises Opinions" (Jinan Zheng Fa [2009] No. 28), Jinan City, in the encouragement and promotion of the development of growth enterprises in the main policies: (1) the establishment of municipal growth enterprise development special funds. The funds focus on supporting the growth of enterprises to carry out technological innovation, the implementation of brand development strategy, to enhance the scale of the industry, for large enterprise groups to collaborate with supporting, and service in the growth of enterprises in the construction of public **** service platforms and specialized service system. (2) Project support. Growth-oriented enterprises with their own funds (enterprise-owned funds accounted for the total investment in the project investment ratio of not less than 50%) into high-tech, high-growth investment and R & D projects, its loans within two years in accordance with the bank's benchmark interest rate for the same period of the loan interest rate calculated by the total amount of subsidies to 30%-50% of the subsidized interest rate, up to a maximum of 1 million per year; enterprises with bank loans Mainly (enterprise own funds investment accounted for less than 50% of the total investment in the project) into the ', within two years in accordance with the bank's benchmark interest rate for the same period of the loan calculated on the basis of the total amount of interest to give 20% -40% of the subsidized interest rate, up to a maximum of 500,000 yuan per year. The above required funds from the city's growth-oriented enterprise development special funds. (3) enjoy relevant policy concessions. Eligible growth enterprises can also enjoy relevant policy benefits according to the Notice of Jinan Municipal People's Government on Issuing Several Policies for Improving the Independent Innovation Capability and Accelerating the Construction of Innovative Cities in Jinan (Jinan Zheng Fa (2008) No. 43). No less than 50% of the city's applied technology research and development funds will be used to support growth-oriented enterprises to carry out independent innovation and research and development of new products. Recognized growth-oriented enterprises of independent innovation products, under the same conditions, the government can give priority to procurement. (4) Provide financial incentives on the basis of merit. Through the comprehensive evaluation of the main economic indicators, business management level, technological innovation capacity, etc., each year to select 30 of the most growth-oriented enterprises, and were given a certain amount of financial incentives. Among them, the growth-oriented enterprises refer to the enterprises with good growth, strong independent innovation ability and large development potential. Growth-oriented enterprises should have the conditions: growth-oriented enterprises should be registered in the city's jurisdiction according to law, with an independent enterprise legal personality and general taxpayer qualifications. Industry categories to new materials, new energy, electronic information, advanced manufacturing, biopharmaceuticals and other high-tech industries; product innovation capability, in line with national industrial policy and the city's industrial development-oriented requirements; sales revenue, value-added, profit and tax increase of more than 20%.
Based on the "Jinan Municipal People's Government on Further Promoting the Development of Small and Medium-sized Enterprises Implementation Opinions" (Jinan Zheng Fa [2011] No. 1), Jinan City, to encourage and support the accelerated development of micro and small enterprises to encourage the development of the following policies: 1, vigorously promote the technological upgrading of micro and small enterprises. Encourage the technological transformation of micro and small enterprises, the introduction of advanced and applicable technologies, improve and upgrade the level of equipment, the county (city) district and above, the economic and information technology department to approve the project or for the record, the investment amount of 200,000 yuan (including) or more, eligible for equipment renovation projects, after the assessment and acceptance, the maximum investment in equipment can be given 3% of the amount of financial support. 2, and actively help the development of micro and small and small enterprises to solve the development of space. Planned in various types of development zones, industrial parks to build multi-storey standard factory buildings, the construction of small business start-up base. The government invests in the construction of small business start-up bases, can be implemented in the form of low-cost leasing or financial subsidies to reduce the cost of small business start-ups. 3, the serious implementation of entrepreneurship-led employment policy. Registered unemployed persons, persons with disabilities, retired soldiers, as well as graduates of colleges and universities within two years of graduation to start a sole proprietorship enterprise, partnership enterprises, in accordance with the relevant provisions of the industrial and commercial sector from the date of the first registration of three years from the date of registration, free of management, registration and licensing and other related administrative fees. In accordance with the conditions, procedures and contractual agreements stipulated in laws and regulations, entrepreneurs are allowed to use their family homes, rented rooms, temporary commercial premises, etc., as business premises, and enjoy the government subsidized micro-guaranteed loans, entrepreneurial training subsidies, entrepreneurial subsidies and other policies in accordance with the provisions of the regulations.
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Two, Jinan small and micro-enterprise subsidy policy latest
Legal analysis: all kinds of people for the first time to start small and micro-enterprises, 201 after the registration to receive the enterprise business office business to pay the social insurance premiums (i.e.: the basic old-age insurance, the basic medical insurance, insurance) for 12 months. Months of entrepreneurs (leaving the entrepreneurial colleges and universities, research institutes and other institutions of professional and technical personnel in the original unit of insurance except), issued 12,000 yuan of one-time entrepreneurial subsidies. The above successful entrepreneurs recruited lost years of college graduates, and signed a labor contract with them for a period of one year and above, for their insurance premiums in the founding of the Association, can be applied for employment in accordance with the number of jobs, to give each job 2,000 yuan ` one-time entrepreneurial job development subsidies
Normal business is defined as the enterprise on a monthly basis to the recruited personnel wage standard salary compensation, and have a normal business income. Strictly implement the credit policy during the national epidemic prevention and control, to guide the banking institutions to increase support for small and medium-sized micro-enterprises, to ensure that the growth rate of small and medium-sized micro-enterprise loans in 2020 is not lower than the average growth rate. The impact of the epidemic is greater, the funds temporarily troubled small and medium-sized, broken loans, pressure loans.
The second article to reduce the cost of financing small, medium and micro enterprises. Drums adjust the lending rate, increase credit loans and medium- and long-term loans, and other ways to increase support for small and medium-sized micro-enterprises, especially on the epidemic prevention and control materials focus on the level of interest rates floated by more than 10%. The banking institutions to establish, start a fast approval channel, simplify the business process, and effectively improve the effectiveness of the business
The third to provide personalized financial support. The banking institutions in the city of micro-enterprise loans, all included in the city of small and medium-sized micro-enterprise loan risk compensation item policy of small and medium-sized micro-enterprise loans, according to the policy requirements to give the highest standard of subsidized interest support. Policy financial guarantee institutions to increase the rate of not more than 0.8%, the cancellation of the counter-assurance of a loan through the "financing platform" of the "101" model, for small and medium-sized micro-enterprises to provide faster and more convenient financing channels.
Three, 2021 Jinan small and medium-sized micro-enterprise loan subsidies?
2021 Jinan small and micro-enterprise support policies and tax subsidy policies
2020 Jinan districts small and micro-enterprise loan subsidy policy points collated
Subsidized object
Established for more than two years, in the jurisdiction of the industrial and commercial registration and tax payment registration, with an independent corporate legal persona of small and micro-enterprises; and on time repayments and have no bad credit record.
Enterprise Classification Standards
In accordance with the Circular of the Ministry of Industry and Information Technology of the People's Republic of China (MIIT), the Bureau of Statistics of the People's Republic of China (BBS), the National Development and Reform Commission (NDRC), and the Ministry of Finance of the People's Republic of China (MOF), "Notice of the Issuance of Provisions on Small and Medium-sized Enterprise Classification Standards" (MIIT Lianshi (2011) No. 300).
Expense period
Subsidized financing expenses are incurred from January 1 to December 31 of the previous year.
The nature of the loan
The financing cost subsidy applied for by the enterprise must be the financing cost incurred by the working capital loan borrowed from the bank-type financial institution in the name of the enterprise itself.
Subsidy Scope and Standards
Small and Micro Enterprises
50% of Actual Financing Costs
Minimum 500,000 RMB
Maximum 10 million RMB
Application Channels
Enterprises can apply on their own to the finance of the districts and counties under their jurisdiction.
Submission time
For April-July each year, the submission time is not uniform across districts and counties, so please refer to the official notice of each district and county.
Required materials
Business license, application report, letter of declaration from SMEs, letter of commitment to the authenticity of the materials, letter of commitment not to repeat the declaration of the enterprise loan subsidy, special bills of the social insurance fund, the Declaration Form for Financial Subsidy for Enterprise Financing Costs, certificate of no adverse tax-related records, enterprise credit report of the People's Bank of China, audit report, loan contract, interest payment documents, guarantee expenses, bank statements of the previous year, etc., subject to the requirements of the financial departments of the jurisdictions where the enterprises are located.
Subsidized fund arrival time
Payment will be made to the customer's account before the end of the year of application after the information is qualified
Four, how much is the 22nd subsidy for micro-enterprises
About 200,000 yuan!