It adopts an electronic way to store and manage health insurance information, enabling participants to handle and inquire about their health insurance business anytime and anywhere through cell phones or other electronic devices.
I. Generation and acquisition of electronic health insurance vouchers
The generation of electronic health insurance vouchers is usually closely related to the health insurance accounts of the insured. Participants can log in and apply for the generation of electronic health insurance vouchers using their personal identification information through the official website of the health insurance department, mobile apps and other channels. The generated e-vouchers are usually displayed in the form of QR codes or digital certificates, which are unique and verifiable.
The use of electronic health insurance vouchers
Electronic health insurance vouchers have a wide range of application scenarios in medical insurance services. When seeking medical treatment, the insured person can present the electronic health insurance voucher to realize the instant settlement and reimbursement of medical expenses. In addition, e-medicare vouchers can also be used for online purchase of medicines and settlement of medical bills in other places, which greatly facilitates the experience of medical insurance services for the insured.
Third, the advantages of electronic health insurance vouchers
Compared with the traditional paper health insurance card, electronic health insurance vouchers have many advantages. First of all, it avoids the problem of health insurance information leakage and unavailability due to loss or damage of the card. Secondly, the real-time update function of the e-voucher can ensure that the health insurance information of the insured is accurate. Finally, the convenience of the e-medicare vouchers enables the participants to enjoy the medical insurance services anytime and anywhere, which improves the efficiency and quality of the services.
Four, the security of electronic health insurance vouchers
In order to protect the security and credibility of electronic health insurance vouchers, the relevant departments have adopted a variety of technical means and management measures. For example, through encryption technology to protect the data security of electronic health insurance vouchers, the establishment of a strict identity verification mechanism to ensure the legitimate use of vouchers, as well as to strengthen the supervision and penalties to combat health insurance fraud.
In summary:
E-medicare voucher is a medical insurance service tool based on Internet technology, which has the advantages of convenience, security and real-time update. It enables insured persons to enjoy medical insurance services anytime and anywhere, and improves service efficiency and quality. At the same time, the relevant departments have taken a variety of measures to safeguard the security and credibility of electronic medical insurance vouchers.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 23 stipulates:
Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums together in accordance with the state regulations***.
Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.
The Electronic Signature Law of the People's Republic of China
Article 3 stipulates:
Contracts or other documents, documents and other instruments in civil activities, the parties may agree to use or not to use electronic signatures and data messages.
The parties agreed to use electronic signatures, data messages of the instrument, shall not be denied its legal effect solely because it uses the form of electronic signatures, data messages.