1, in China has a fixed residence, has a local urban permanent household registration, with full capacity for civil behavior, 18-65 years old Chinese citizens;
2, have a legitimate and have a good occupation with a stable economic income, with the ability to repay the loan principal and interest on schedule;
3, compliance with the law, there is no illegal behavior and bad credit
4, the purpose of the loan is clear, in line with national regulations, and can provide relevant proof;
5, other conditions stipulated by the bank.