Usually, you need a business license registration for one year, you can apply for a loan, you need to provide ID cards, this, marriage certificates, business licenses, tax certificates, etc., can be processed.
If you apply for a mortgage, the value of the collateral is the most important, and generally the loan amount is 6 to 8 times the value of the collateral. Banks generally only accept real estate as collateral, and if your collateral is goods, etc., you generally need to go through a guarantee company. Next is a reasonable repayment source statement, let's say your monthly business flow.