Legal analysis: the basic medical security system, is by the employer and the employee *** with the participation of a kind of social insurance. It determines the level of basic medical security for employees in accordance with the financial, employing unit and employee affordability, and is characterized by extensive, ****ancial and mandatory.
The ability to determine the level of basic medical insurance for participants. Basic medical insurance implements a combination of individual accounts and a coordinated fund to protect the basic medical needs of the majority of insured persons, and is mainly used to pay for general outpatient, emergency and hospitalization expenses.
Legal basis: "Regulations of the People's Republic of China on Basic Medical Insurance for Urban Workers"
Article 3: The basic medical insurance fund for urban workers shall be established, and the system of combining individual medical accounts (hereinafter referred to as individual accounts) with payments from the basic medical co-ordination fund (hereinafter referred to as co-ordination fund) shall be implemented.
The ownership of the individual account belongs to the individual. The ownership of the integrated fund belongs to all those who participate in basic medical insurance.
Article 4 The basic medical insurance premiums shall be borne by both employers and employees***.
Article 5 The basic medical insurance is, in principle, coordinated by cities, counties and autonomous counties, and is managed on a territorial basis.
Article 6 The basic medical insurance premiums shall be collected and paid by the local tax authorities (hereinafter referred to as the collecting authorities) of the province.