The first is the popularization and application of electronic medical insurance.
In recent years, with the rapid development of information technology, electronic medical insurance has been widely promoted and applied. More and more regions have begun to implement electronic medical insurance. Insured people can query medical insurance information and handle medical insurance business through mobile phones, computers and other terminal devices, which greatly improves the convenience of medical insurance services.
Second, the nationwide popularization of electronic medical insurance.
Although electronic medical insurance has been widely used in various places, whether it is popular or not depends on specific policy provisions and implementation. At present, China's medical insurance system is managed and implemented by provinces respectively, and there are certain differences in medical insurance policies, reimbursement standards and information systems. Therefore, the national popularization of electronic medical insurance has been limited to some extent.
However, with the continuous improvement of the medical insurance system and the deepening of information construction, the state has issued a series of policies and measures to promote the use of electronic medical insurance nationwide. For example, establish a unified national medical insurance information platform to realize the interconnection of medical insurance information in various places; Promote the cross-regional use of medical insurance in electronic certificate to facilitate the insured to enjoy medical insurance benefits in different regions. These measures have provided strong support for the nationwide popularization of electronic medical insurance.
Three, the use of electronic medical insurance matters needing attention
When using electronic medical insurance, the insured should pay attention to the following matters: First, ensure the security of their electronic medical insurance accounts and avoid account theft or information leakage; Secondly, understand the local medical insurance policies and reimbursement standards to avoid losses caused by not understanding the policies; Finally, pay attention to the adjustment and change of medical insurance policy in time, so as to adjust your medical insurance use strategy in time.
To sum up:
Whether electronic medical insurance is popular in China depends on the specific policy provisions and implementation. Although there are differences in medical insurance policies in different places at present, with the continuous improvement of medical insurance system and the promotion of information construction, the national popularity of electronic medical insurance is gradually improving. When using electronic medical insurance, the insured should pay attention to account security, understand local policies and pay attention to policy changes.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23 provides that:
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 29 provides that:
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
Opinions on deepening the reform of medical security system
It is pointed out that it is necessary to improve the fair and moderate treatment guarantee mechanism, improve the stable and sustainable financing operation mechanism, establish an effective and efficient medical insurance payment mechanism, improve the strict and powerful fund supervision mechanism, promote the supply-side reform of medical services, optimize the public management service of medical security, and accelerate the improvement of a fair, unified and sustainable multi-level medical security system covering the whole people, coordinating urban and rural areas.