General medical insurance provides the insured with general medical expenses related to the treatment of diseases. It mainly includes outpatient expenses, medical expenses and inspection expenses.
medical insurance
Because hospitalization expenses are often high, hospitalization expenses are regarded as a separate insurance. The expenses of hospitalization insurance mainly include daily hospitalization expenses, use of hospital equipment, operation expenses, medical expenses, etc. The length of hospitalization will directly affect its cost. Therefore, the insured amount of this kind of insurance should be determined according to the average hospitalization expenses of patients.
Surgical insurance
This insurance covers all expenses incurred by patients who need necessary surgery.
comprehensive medical insurance
Comprehensive medical insurance is a comprehensive medical expense insurance provided by the insurer for the insured, and its cost range includes all expenses of medical treatment, hospitalization and operation. The insurance premium of this kind of policy is higher. Generally speaking, the lower deductible is determined together with the appropriate assessment rate.