What are the national epidemic prevention policies

The State Council Joint Prevention and Control Mechanism held a press conference on the morning of the 7th to introduce the financial and tax policies related to supporting the prevention and control of the epidemic of the new coronavirus infection pneumonia and alleviating the financing difficulties of small and micro-enterprises and the financing of the situation.

Ministry of Finance: all levels of finance have arranged funds of 66.74 billion yuan, epidemic prevention and control funds are guaranteed

Yu Weiping, vice minister of finance (Liu Jian photo)

Yu Weiping, vice minister of finance, said at the conference that in terms of financial security, as of 5 p.m. on Feb. 6, all levels of finance*** have arranged funds of 66.74 billion yuan for epidemic prevention and control, and the actual expenditure is 28.48 billion yuan. Among them, the central financial *** arranged 17.09 billion yuan, mainly including: epidemic prevention and control of 5.7 billion yuan of special subsidies, including 1.8 billion yuan of subsidies to the key infected areas of Hubei Province; basic public *** health services and grass-roots epidemic prevention and control of 9.95 billion yuan of funds; scientific research, material reserves, and other funds have been fully arranged. At present, the epidemic prevention and control funds are guaranteed, the central government is in accordance with the development of the epidemic situation and the need for prevention and control, continue to do a good job of financial security, and good use of funds.

Ministry of Finance: new coronary pneumonia patients personal burden of costs to implement financial underwriting

Yu Weiping introduced, as of February 6, the Ministry of Finance, in conjunction with the relevant departments have issued more than ten financial support measures. Clearly the patient treatment costs, the individual burden of confirmed patients to implement the cost of financial underwriting, the central financial subsidies 60%; on the suspected patients, by the place of medical treatment to formulate financial subsidy policy, the central government as appropriate to give appropriate subsidies.

Three measures to ensure that the policy focuses on epidemic prevention and control to help enterprises resume work and production

Yu Weiping introduced, February 5 on the "security of supply" issue of the State Council executive meeting conducted a special study and deployment, according to the deployment of the State Council executive meeting to launch a series of subsidies and tax incentives to support anti-epidemic materials, production enterprises, to help enterprises resume work and production. Production enterprises, help enterprises to resume work and production.

One is the subsidized interest rate, the subsidized interest rate policy is mainly to increase financial support for the key enterprises in the prevention and control of material security, support the restoration of production capacity, expanding production capacity, and fully guarantee the supply of materials. The Ministry of Finance jointly with the People's Bank of China and other relevant departments for the first time to implement a special refinancing and financial subsidies, bundling the power of the policy.

The second aspect, about the storage policy, in order to encourage enterprises to ensure the quality and quantity to increase the shortage of key medical protection materials production, such as N95 masks, such as protective clothing, etc., the enterprise more production of key medical prevention and control materials, all by the government touting the procurement of storage, to the focus of the production of the products of these enterprises a pill of confidence.

The third aspect is related to the tax policy, such as material security supply, on the one hand, to support key enterprises to expand production capacity, the epidemic prevention and control of key material production enterprises to give tax incentives, the full amount of VAT incremental retention of tax, which is to increase the enterprise's cash flow. Cancel the limit of 5 million yuan per unit value, and allow one-time deduction before enterprise income tax for all production equipment purchased for capacity expansion, which is to encourage enterprises to purchase equipment to expand capacity. Exemption of registration fees for related anti-epidemic drugs and medical devices, and increased support for the research and development of drugs and vaccines.

In addition, in order to speed up the timely delivery of prevention and control materials, enterprises transporting key materials for epidemic prevention and control are given a VAT exemption policy. Taxes and fees there is also a policy to help related industries, in order to control the spread of the epidemic, a number of places have taken some control measures, transportation, living services and other matters related to people's lives in the livelihood of the industry is more influential. This time, the greater impact of the epidemic such as transportation, catering, accommodation, tourism, express, civil aviation and other industries to give value-added tax, corporate income tax and other tax concessions, which is to help enterprises to tide over the difficulties.

The tax policy, but also encourage donations from all walks of life, in order to encourage all sectors of society to donate donations to alleviate the pressure on the medical aid material funds, on the one hand, increase the strength of the existing policy, expand the scope of the unit to receive donations to allow direct donations to hospitals to enjoy the benefits. At the same time, the restriction on the percentage of pre-tax deduction is canceled, and full pre-tax deduction is given to enterprises and individual donations. On the other hand, the policy of exempting donations of goods from value-added tax, consumption tax and other related taxes. In addition, to participate in the epidemic prevention and control work of medical personnel and epidemic prevention workers temporary work subsidies, bonuses to give exemption from personal income tax policy.

Yu Weiping said, the next step we will also track the implementation of the policy, reflected in a number of prominent issues in all aspects of the timely study of the policy plan to ensure that the policy focuses on the prevention and control of epidemics, to help enterprises to resume work and production.

Central Bank: the impact of the epidemic temporarily encountered difficulties in the enterprise does not blindly draw loans, cut off loans, pressure loans

People's Bank of China, deputy governor of the State Administration of Foreign Exchange Pan Gongsheng (Liu Jian photo)

People's Bank of China, deputy governor of the State Administration of Foreign Exchange Pan Gongsheng said at the meeting, the impact of the epidemic temporarily encountered difficulties in the enterprise, do not blindly draw loans, cut off loans, pressure on loans.

Pan Gongsheng said, the People's Bank of China set up 300 billion yuan of special refinancing, the implementation of preferential lending rates, to strengthen financial support for important medical, life materials key enterprises. Continue to increase financial support for small and micro, private enterprises and manufacturing and other key areas, increase credit loans and medium- and long-term loans, reduce the cost of comprehensive financing. For enterprises temporarily experiencing difficulties due to the impact of the epidemic, we will not blindly withdraw, cut off or suppress loans.

Pan Gongsheng said, February 3 and 4, the People's Bank of China exceeded expectations to carry out open market operations, two days of cumulative liquidity 1.7 trillion yuan, to maintain the epidemic prevention and control of the special period of liquidity in the banking system is reasonably abundant, to send out a signal to increase the strength of counter-cyclical regulation, to stabilize the market expectations.

Pan Gongsheng said, the stock market and foreign exchange market, in the first day of the opening of the market after a sharp adjustment, in the past few trading days, the stock market stabilized rebound, the yuan exchange rate is still showing a rise and depreciation, two-way small fluctuations in the characteristics. These show that China's financial markets have become more resilient, and China's financial markets are gradually maturing.

Sufficient resources to cope with rising NPL rate of small and micro enterprises

Zhou Liang, vice chairman of the CBIRC (Photo by Liu Jian)

Zhou Liang, vice chairman of the CBIRC, said at the conference that the NPL rate of loans to inclusive small and micro enterprises in 2019 was 3.22 percent, down 1 percentage point from 2018. Objectively speaking, the epidemic has had a certain impact on small and micro enterprises, especially those in the accommodation, tourism and catering categories, and we predict that the non-performing loan rate of small and micro enterprises will rise. However, from the perspective of the operation of the entire financial system, the banking industry resolved 2.3 trillion yuan of non-performing assets last year, and the non-performing of micro and small enterprises accounted for a relatively small proportion, in addition, the banking industry's provision coverage ratio reached more than 180%, and there are sufficient resources to cope with the rise in non-performing rates. The epidemic is temporary and will not have a major impact on finance in terms of China's economic resilience and room for maneuver.

To the people affected by the epidemic: flexible adjustment of housing mortgages and credit card repayment arrangements

Zhou Liang said banks should give appropriate preference to the people affected by the epidemic in their credit policies, such as flexible adjustments to housing mortgages, credit card repayment arrangements for personal credit, and insurance institutions should prioritize the treatment of new crown pneumonia patients customers out of the insurance payout.

Zhou Liang said, in order to ensure the safety and smoothness of financial services, the CBI requires banks and insurance institutions to disinfect and clean all bank business outlets to ensure safety. Another reasonable arrangement of business hours, to protect the basic financial needs and the stable operation of key facilities, especially encouraged to play the role of online, reducing the number of people to the physical outlets to do business, convenient and convenient for the masses.

(Responsibility Editor: Peng Yuxin_hf55)