How to buy compulsory insurance online
How to buy compulsory insurance online, with the development of the modern economy, a lot of people have purchased belonging to the car, but the formalities for the car is particularly right, and very important, missing one of them, compulsory insurance is one of them, the following is about, how to buy compulsory insurance online.
How to buy compulsory insurance online1
The process of purchasing compulsory insurance on the phone:
1, first of all, go to the home page of Alipay, find the owner's service in the service column.
2. Enter the owner service to find the car insurance service option.
3, fill in the accurate vehicle information, click on the car insurance.
4. Fill in your car model and the corresponding configuration of the car model, you can click submit.
5, choose to insure the program, if you only buy compulsory insurance, the commercial insurance directly crossed out, leaving only the traffic and vehicle tax.
6, find the appropriate quotes, choose the corresponding insurance company, and then click to select the payment can be.
On the phone to buy a good traffic insurance, we have the label of the traffic insurance where to go to get it? We can contact the insurance platform, or insurance agent, directly call the insurance company customer service phone number to apply for mailing is also possible.
As the reform of compulsory insurance is to provide an electronic version of the label, you can not need a paper version of the sticker, so we buy compulsory insurance online, we should go to understand the local traffic control departments and insurance companies have been networked, if the traffic control departments and insurance companies have been networked, then the owner of the vehicle without having to stick a paper logo, when the owner has the need to directly through the insurance company to provide an electronic version of the logo can be. The electronic version of the sign will be fine.
But if the local traffic control department doesn't use the electronic logo as the enforcement standard, then the owner needs to contact the insurance company to provide the paper logo sticker, and stick it on the right upper corner of the front windshield of the car according to the regulations.
When the owner of the car if the loss of the compulsory insurance sign, you can go to the insurance company's car insurance department to replace the compulsory insurance sign, through the vehicle insurance card or the original policy and relevant personal data can be, and the replacement sign is not charged.
How to buy compulsory insurance online2
The process of buying compulsory insurance online
1, enter the need to insure the insurance company's online platform, to determine your city, car model, what insurance to insure, the car's information - - - calculate the premium. -Calculate the premium.
2, you pay the premium with online transfer / Internet banking and so on.
3. After some time the policy is sent to you (e-policy is also available).
Nowadays, many car owners already do their compulsory insurance online. Many banks and car insurance companies are able to offer car owners a way to buy compulsory insurance online.
If you want to buy compulsory insurance online through your bank, first log in to the home page of the bank that offers you the way to buy, find the compulsory insurance page, enter the compulsory insurance buying channel, and follow the page prompts to buy. The first thing you need to do is to log on to the homepage of the bank that provides the purchase method and find the page where you can buy the insurance, follow the instructions on the page and buy it.
What you need to pay attention to when you buy compulsory insurance online
1, you have to fill in the relevant information about the vehicle truthfully. If the basic information is filled out incorrectly, it will cause unnecessary trouble for your future claims.
2, to be ready and ready to ID card and motor vehicle license copies, so that the insurance company to collect when the delivery of the bill.
3, the compulsory insurance is the state mandatory purchase of insurance, the state has a unified pricing, regardless of the way to insure, the premium is fixed. Here also remind you to buy online compulsory insurance should also try to find a big brand insurance company, safety and security. There are some small insurance companies, with low premiums to attract consumers, but the service and claims and other aspects of the difficult to keep up, it is difficult to protect the rights and interests, if there is no acquaintance, the owner of the car is best not to buy a smaller . Insurance company car insurance.
4, the full amount of insurance, to avoid over-insurance or repeated insurance.
5, according to their own needs, the correct choice of insurance coverage, so that on the one hand, the type of insurance purchased and the amount of coverage to get the right protection, on the other hand, you can also save you the premium insurance according to the need to specify whether the driver.
6, the purchase of car insurance, there will be a choice to determine whether a car designated a certain driver to drive, if so, only in this person to drive when the insurance is 100 percent compensation, change the driver is not full compensation. These elements are quite noteworthy.
2018 Compulsory Insurance Price List
Vehicle Category No. Vehicle Detail Classification Premium (yuan)
I. Family-owned car
1. Family-owned car with 6 seats or less 950
2. Own car 6 seats and above 1,100
Second, non-business car
3, business non-business car 6 seats or less 1,000
4, business non-business car 6-10 seats 1,130
5, business non-business car 10-20 seats 1,220
6、Enterprise off-road vehicles with more than 20 seats 1,270
7、Organization off-road vehicles with less than 6 seats 950
8、Organization off-road vehicles with 6-10 seats 1,070
9、Organization off-road vehicles with 10-20 seats 1,140
10、Organization off-road vehicles with more than 20 seats 1,320
3. Strong> 3. Business Buses
11. Business Rental and Leasing of less than 6 seats 1,800
12. Business Rental and Leasing of 6-10 seats 2,360
13. Business Rental and Leasing of 10-20 seats 2,400
14. Business Rental and Leasing of 20-36 seats 2,560
15.
15, business rental and leasing more than 36 seats 3,530
16, business city bus 6-10 seats 2,250
17, business city bus 10-20 seats 2,520
18, business city bus 20-36 seats 3,020
19, business city bus more than 36 seats 3,140
19, business city bus more than 36 seats 3,140<
20, business road passenger transportation 6-10 seats 2,350
21, business road passenger transportation 10-20 seats 2,620
22, business road passenger transportation 20-36 seats 3,420
23, business road passenger transportation more than 36 seats 4,690
Four, the non-business truck
24, non-operating trucks under 2 tons 1,200
25, non-operating trucks 2-5 tons 1,470
26, non-operating trucks 5-10 tons 1,650
27, non-operating trucks more than 10 tons 2,220
5, business trucks
27, non-operating trucks more than 10 tons 2,220
V. strong>
28, business trucks less than 2 tons 1,850
29, business trucks 2-5 tons 3,070
30, business trucks 5-10 tons 3,450
31, business trucks more than 10 tons 4,480
six, special vehicles
32, Special Vehicle I 3,710
33, Special Vehicle II 2,430
34, Special Vehicle III 1,080
35, Special Vehicle IV 3,980
VII, Motorcycle
36, Motorcycle 50cc and below 80
37, motorcycle 50cc-250cc (including) 120
38, motorcycle more than 250cc and side three-wheeled 400
(motorcycle vehicle tax is unified for 120 yuan)
VIII, tractor
39, tractor according to the supervision of the insurance industry and property insurance [2007] 53
2, common special vehicles
Special vehicles: tanker trucks, steam tankers, liquid tankers;
Special vehicles: special water purification vehicles, special vehicles other than tank trucks, and used for clearing, cleaning, cleaning, lifting, loading and unloading, lifting, mixing, excavation, bulldozing, refrigeration, insulation and other kinds of special motor vehicles;
Special vehicles: special vehicles equipped with a fixed special equipment to engage in professional work, monitoring, monitoring, and other special equipment, and other special vehicles;
Special vehicles: fixed special equipment for professional work, and other special vehicles. Instruments and equipment to engage in professional work monitoring, firefighting, money transport, medical, television broadcasting, etc., a variety of special motor vehicles;
Special Vehicle IV: container tractor.
3, trailer according to the actual nature of the use and in accordance with the corresponding tonnage of 30% of the truck.
4, low-speed trucks with reference to the transport tractor 14, 7kw or more rates.
How to buy compulsory insurance online3
Consequences of not purchasing compulsory insurance
According to the "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability" in:
Article 39: Motor vehicle owners and managers who fail to comply with the provisions of the mandatory insurance of liability for motor vehicle traffic accidents, by the public security organs of the traffic management department to detain the The traffic management department of the public security organ shall detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of two times the amount of the premium payable for the minimum liability limit of the insurance in accordance with the regulations.
Article 40: If a motor vehicle traveling on the road does not have an insurance sign, the traffic management department of the public security organ shall detain the motor vehicle and notify the party concerned to provide the insurance sign or to complete the corresponding procedures, and may impose a warning or a fine of more than 20 yuan 200 yuan.
Expanded knowledge
How to buy motorcycle compulsory insurance online?
A As a kind of motor vehicle, it is possible to buy motorcycle compulsory insurance online. Before taking out the insurance, the owner can first consult the major insurance companies, whether the business of motorcycle insurance, if the insurance company has this business, then the owner can easily log on the official website of the insurance company, online insurance. The first thing you need to do is to make sure that you have the right information, and that you have the right information to make sure that you have the right information.
How much does it cost to pay for a second year of compulsory insurance?
A In the category of private cars, the cost of new car compulsory insurance is less than 6 seats 950 yuan, more than 6 seats for 1,100 yuan. March 1, 2010 onwards, China's gradual implementation of drunk driving offenses and the joint floating system. How much is the second year of compulsory insurance to implement such a system began to facilitate the driver's driving record in a year is closely related.
The previous year did not have a responsible traffic accident, floating 10%; the second year has not yet occurred, floating 15%; the third year and above the year still did not occur, the maximum floating 20%. On the other hand, if there are two or more liable traffic accidents in the previous year, the floating rate will be 15%; if there is a liable fatal accident, the maximum floating rate will be 30%. All other cases are not floating.
To buy compulsory insurance, which company is the cheapest?
A compulsory insurance in which to pay the same, the original price of 950, according to your years of non-accident will have a different degree of discount, commercial insurance, to be honest, a penny a penny, expensive and cheap insurance company minimum price is estimated to be just a difference of 100-200 yuan, so you can choose according to your situation, really do not rest assured that you can do a few insurance companies prices. The first thing you need to do is to compare and contrast the prices of several insurance companies.