JD.COM suddenly closed the user's gold bar loan because after systematic evaluation, the user did not meet the conditions for the use of gold bars at present, so the gold bar loan entrance was closed. Whether the user can successfully apply for gold bars mainly depends on whether the user meets the conditions for borrowing gold bars and whether he can pass the system audit. As long as it meets the requirements, the system will reopen the application entrance.
But meeting the requirements does not mean that you can borrow money successfully. Some users fail to pass the system audit for other reasons, so they cannot borrow money.
Reason for closure:
1, user qualification approval failed. JD.COM Gold Bar's system will evaluate users' personal comprehensive quality at regular intervals. If the user's comprehensive personal qualification no longer meets the borrowing conditions of JD.COM Gold Bar, the user can no longer borrow from JD.COM Gold Bar. Users can find ways to improve their personal qualifications and resubmit their applications after a while.
2. The available quota has been used up. The credit line given by JD.COM Gold Bar to each user is limited. If the user's available credit limit runs out, he can't apply for a loan. In addition, factors such as system upgrade, system operation error and bad network may also prevent users from applying for JD.COM Gold Bar Loan.