1, online query. The insured can log in to the Social Security Bureau in official website, where the registered permanent residence is located, find the query service column, enter the information such as medical insurance account number/personal number, password and verification code according to the prompt, and click Login to query the specific payment of medical insurance personal account;
2. Telephone inquiry: the insured can call the social security number 12333 and follow the voice prompts to inquire about the personal account of the medical insurance card;
3. Counter-inquiry. The insured person can bring medical insurance cards, ID cards and other materials to the local medical insurance agency and hand them over to the counter service personnel, who will help to check the payment details.
Medical insurance is divided into:
1, general medical insurance. General medical insurance mainly guarantees the general medical expenses of the insured for treating diseases, including outpatient expenses, medical expenses and examination expenses. This kind of insurance has low premium cost and is more suitable for the general public. Because it is difficult to control the expenditure of medical expenses and examination expenses, such policies generally have the provisions of deductible and proportional payment. The insurer pays a certain percentage (such as 80%) of the above deductible, and the insurance premium is updated once a year. The insurer will no longer bear the insurance liability if the cost of each disease exceeds the insured amount;
2. Hospitalization insurance. Because hospitalization expenses are considerable, hospitalization expenses are regarded as a separate insurance. The expenses of hospitalization insurance mainly include daily hospitalization room fee, doctor's treatment fee, hospital equipment use fee, operation fee, medical expenses, etc.
3. Surgery insurance. Surgery insurance pays for patients who need necessary surgery. This kind of insurance policy will generally cover all surgical expenses;
4. Comprehensive medical insurance. Comprehensive medical insurance is a comprehensive medical expense insurance provided by the insurer for the insured, and its expenses include all expenses of medical treatment, hospitalization and operation.
To sum up, online inquiry, telephone inquiry and counter inquiry can all inquire about medical insurance details.
Legal basis:
Article 23 of People's Republic of China (PRC) Social Insurance Law
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.