Many people are certainly no strangers to or have purchased million medical insurance, but only a small number of people know or buy high-end medical, in fact, high-end medical products in the United Kingdom BUPA, Allianz, China Merchants Sino, Taikang and other insurance companies are sold. In-depth understanding of high-end medical first roughly recognize it: what are the good medical insurance recommendations?2020 hot 20 quality medical insurance inventory
High-end medical is a kind of commercial medical insurance to break the limitations of the national health insurance, is generally to show stars, elites, and other high-income groups as the object to provide high-quality medical insurance and services, that it is specific what are the advantages of the following roughly explained.
1, high coverage
High-end medical belongs to the payment of a year insurance year of consumer products, annual premiums from a few thousand to more than a hundred thousand have, the amount of coverage is usually a few million, the high there are tens of millions.
2, unlimited choice of hospitals
Ordinary medical insurance can be reimbursed by hospitals are generally designated hospitals, while high-end medical not only free to choose a public, private or foreign hospitals, as well as major hospitals, hospitals for foreign guests, hospitals for special needs and foreign health care institutions can choose.
3, medical services are very rich
High-end medical care, including traditional Chinese medicine, physical therapy, and other ordinary medical insurance does not cover the content, you can enjoy overseas medical treatment, hospitalization, outpatient, organ transplantation, physical examination, and other high-dollar comprehensive medical expenses, but also to provide personalized dental, ophthalmology, maternity, and other medical projects.
If the insured person visits the insurance company's partner hospitals, he or she can also enjoy the direct payment service, which requires only the signature of a credit card, and the insurance company will settle the expenses directly with the hospital.
4. Breaking the limitations of social security on reimbursement
The insured can be exempted from social security reimbursement limitations when seeking medical treatment, and can also be reimbursed for the costs of imported medicines, imported medical equipment, and non-social security catalog medicines.
Summary
Despite better medical services and protection, high-end medical care is not affordable to the average person in terms of expensive annual premiums. In fact, the average person's medical insurance needs can be met by a few hundred dollars a year of million dollar medical insurance, if you want to know which million dollar medical insurance has a high cost-effective, you may want to compare for yourself: what are the good medical insurance recommendations?2020 Hot Top 20 quality medical insurance inventory