Those who have reached the normal retirement age (including deferred retirement) and gone through the retirement formalities meet the minimum payment period of basic medical insurance, and enjoy the basic medical insurance benefits for retirees from the month when they are approved to retire. Among them, those who are allowed to go through the extension procedures will enjoy the basic medical insurance benefits for employees during the extension period.
The cumulative minimum payment period for retirees' basic medical insurance benefits is 30 years for men and 25 years for women. If the minimum payment period has not been reached, the employer and the insured can enjoy the basic medical insurance benefits for retirees after taking the average monthly salary of employees in this city as the base and making up the basic medical insurance premium in poor months. Before the supplement, the individual account fund can continue to be used, but the basic medical insurance benefits are suspended. The basic medical insurance premium paid back shall be included in the personal account in accordance with the relevant provisions. Before the employer participates in the basic medical insurance, its employees meet the continuous length of service, working years or basic old-age insurance payment period stipulated by the state, which is calculated as the minimum payment period of basic medical insurance.