Do people with disabilities need to pay for rural medical insurance?

The new rural cooperative medical care for the disabled is not mandatory, everything can be decided by yourself. The new rural cooperative medical fee is not high, the annual contribution of two to three hundred yuan, mainly government subsidies, do not pay the fee, sick medical care all have to take care of themselves, in our country, disabled people are a lot of people, there is really no introduction of disabled people exempted from paying medical insurance policy provisions to support. In different places in the specific situation can be in the local Disabled Persons' Federation consultation. In addition, in the field of treatment, in addition to enjoying health insurance, the new rural cooperative normal reimbursement, if the burden of personal medical expenses is still heavy, you can apply for urban medical assistance in the local civil affairs department, rural medical assistance subsidies.

2. Relevant legal knowledge:

Article 15: Persons with disabilities who are eligible for the urban and rural minimum subsistence guarantee and support shall be included in the scope of the minimum subsistence guarantee and support by the administrative departments of civil affairs. The people's governments at or above the county level shall take measures to safeguard the basic livelihood of families of persons with disabilities who are still unable to safeguard their basic livelihood after enjoying the minimum subsistence guarantee. For persons with disabilities who are unable to take care of themselves, the people's governments at or above the county level shall provide them with care subsidies in accordance with the regulations. Encourage and support social forces to organize institutions for the support and care of persons with disabilities.

Article 16 of the people's governments at or above the county level shall, in accordance with the regulations, subsidize the participation in social insurance of persons with disabilities who have genuine difficulties in life. Individuals with disabilities in rural areas participating in the new rural cooperative medical care shall be subsidized by the people's governments at the county level. Persons with disabilities who are eligible for urban and rural medical assistance for major illnesses shall, in accordance with the regulations, enjoy urban and rural medical assistance for major illnesses.

Article 17 persons with disabilities are exempted from paying the ordinary registration fee at medical institutions. Medical institutions are encouraged to reduce or waive fees for examination, treatment and hospitalization for persons with disabilities.

Medical insurance benefits are generally divided into: hospitalization medical care, accidental medical care. That is to say, hospitalization due to disease or accidental injury hospitalization insurance benefits.

Subscribers are entitled to medical treatment within the scope of the basic medical insurance drug list, diagnostic and treatment items and medical service facility standards, other medical treatment as well as local supplemental medical insurance treatment from the first day of the month following the application for enrollment, while those who participate in the maternity medical insurance are also entitled to maternity medical insurance treatment.

Medical service costs outside the scope of basic medical insurance, local supplementary medical insurance and maternity medical insurance shall be paid by the participants themselves. If the insured person is a health care recipient, his/her medical expenses within the scope of the basic medical insurance and local supplementary medical insurance shall be paid by the municipal social insurance organization according to the regulations; the channels for solving the exceeding part of the expenses shall be implemented according to the relevant regulations of the municipal government. The medical expenses of participants injured at work or suffering from occupational diseases shall be carried out in accordance with the relevant provisions of the work injury insurance.

If a participant or his/her organization stops paying medical insurance premiums, the participant stops enjoying medical insurance benefits from the first day of the month following the month in which the payment is stopped, except for the portion of the individual account, which can continue to be used until it is exhausted. In addition, if the standard of living is lower than the minimum subsistence level in the city due to the large amount of out-of-pocket medical expenses, the participant can apply to the municipal social insurance organization for a subsidy for basic medical expenses.