The Implementation Opinions make it clear that guaranteed rental housing is mainly supplied to groups such as homeless new citizens, young people, and urban basic public **** service personnel, and that there is no income line threshold in principle. Guaranteed rental housing in principle to the construction area of about 70 square meters of small households, the proportion of small households is not less than 80%. The area standard can be appropriately relaxed for guaranteed rental housing that has already been started or completed. New construction of guaranteed rental housing should be reasonably supported by commercial service facilities. Project market rent and guaranteed rental housing rent standards are adjusted in the same proportion according to market supply and demand, with an annual increase of no more than 5%. In the case of meeting demand, it can be rented out to the community. In principle, the term of a single lease contract for guaranteed rental housing shall not exceed 5 years, and the maximum one-time rent shall not exceed 1 year and the deposit shall not exceed 1 month. The tenant shall not destroy the facilities and equipment of the guaranteed rental housing, unauthorized renovation or subletting, subletting, and shall not change the use of the rental.
According to the "Implementation Opinions", during the "14th Five-Year Plan" period, Hefei plans to mobilize 150,000 guaranteed rental housing units, in principle, the annual supply of land for rental housing area is determined by not less than 10% of the area of land supply of residential land for sale, and strive to add new guaranteed rental housing accounted for the proportion of the total supply of new housing to reach 30% or more. By 2025, the housing security system mainly consisting of public rental housing, guaranteed rental housing and *** ownership housing will be basically perfected, the housing system of multi-principal supply, multi-channel security, and rent-buy-access housing system will be basically established, and the housing difficulties of groups such as new citizens, young people, and urban basic public ****service personnel will be effectively alleviated, and the outstanding housing problems will be basically solved.
The first mention of "in-kind and subsidized" parallel
Secure rental housing security mainly includes in-kind supply and the issuance of rental subsidies in two ways. In-kind supply of guaranteed rental housing is mainly through the new supply of state-owned construction land, collective operational construction land, enterprises and institutions own idle land, industrial parks supporting land and stock of idle housing construction, as well as state-owned housing leasing enterprises to revitalize the stock of housing sources to raise. Public **** rental housing and unused resettlement housing supplied to newly employed houseless workers and migrant workers steadily employed in cities and towns may be used as guaranteed rental housing. Guaranteed rental housing rental subsidies mainly include monetized subsidies for public rental housing for newly employed houseless workers and stably employed migrant workers and rental subsidies for talent housing.
Huang Huo, a senior analyst at the Shell Research Institute, said that the policy is the first to mention that "in kind and subsidies" are parallel, and the protection method is more flexible. The implementation of the "opinions" proposed to safeguard the security of rental housing can be used to issue rental subsidies, will have enjoyed the public housing, talent housing monetary subsidies for specific groups of people into the scope of the batch of tenants can also choose to safeguard the rental housing housing, in a good policy convergence, at the same time, is conducive to improving the efficiency of the safeguard of the security of the rental housing protection, other cities can be drawn upon for reference.
The Implementation Opinions take into account the sustainability of the operation, leasing enterprises to participate more actively. The Implementation Opinions put forward in the selection of objects, clear "the government to ensure the basic, affordable rent, operating sustainable" principle, and put forward "rent standards according to the market supply and demand situation in the same proportion to adjust", "in the case of meeting the needs of the In case of meeting the demand, it can be rented out to the society", which can enhance the expectation of the leasing enterprises on the reasonable profitability of the guaranteed rental housing project, reduce the operational pressure of the leasing enterprises, and effectively enhance the participation of the leasing enterprises, and at the same time, set the minimum scale threshold of the idle land construction project, which is conducive to promoting the development of leasing enterprises on a large scale.
Idle and inefficient use of non-residential stock of housing, used as guaranteed rental housing during the period of not paying back the land price
The Implementation Opinions include land, finance, taxes, finance, public **** services and other support policies.
Specifically, in terms of land support policies, 1. support the use of urban areas, close to industrial parks or convenient transportation areas of collective operational construction land to build guaranteed rental housing; rural collective economic organizations can build and operate guaranteed rental housing through self-built or joint ventures, shares, etc.; construction of guaranteed rental housing of the right to use the land of the collective operational construction can be mortgaged.
2. Enterprises and public institutions to obtain the right to use the land in accordance with the law, in line with the planning, ownership remains unchanged, to meet the safety requirements of the premise, approved by the municipal government, can be used for the construction of guaranteed rental housing, do not pay back the price of the land, the original allocation of the land can be retained in the way of allocation; to support the rational use of unused land of public **** facilities to build guaranteed rental housing; to allow the right to use the land to build or cooperate with other market players to build and operate the guaranteed rental housing. Other market players to cooperate in the construction and operation of guaranteed rental housing. In principle, it should be independent of the building, can be closed management, construction area of not less than 3000 square meters or not less than 50 units (rooms).
3. The key industrial enterprises with more than 500 employees or annual output value of up to 100 million yuan, under the premise of conforming to the planning and ensuring safety, with the approval of the municipal government, through new construction, demolition and reconstruction, expansion and other means of industrial projects supporting the construction of administrative offices and living services facilities of the land area of the project as a proportion of the total land area of the upper limit of 7% to 15%, the ceiling of the floor area ratio Correspondingly increase, increase part of the main for the construction of dormitory-type guaranteed rental housing, strictly prohibit the construction of complete sets of commercial housing; encourage industrial parks will part of the supporting ratio of industrial projects corresponding to the land area or floor area of the centralized, coordinated small and medium-sized micro-enterprise needs, unified planning and construction of dormitory-type guaranteed rental housing, the project can be invested in the construction of the management committee of the industrial parks or industrial projects with the joint investment in the construction of the enterprise. Involving the adjustment of the volume rate, building density, building height and other indicators of industrial land, after a comprehensive assessment, adjust the relevant control detailed planning in accordance with the procedures, and according to the law to handle the relevant project approval procedures.
4. Idle and inefficient use of commercial offices, hotels, factories, warehouses, scientific research and education and other non-residential stock of housing, in line with the planning principles, ownership remains unchanged, to meet the safety requirements, respect for the wishes of the masses, no expropriation plan within two years under the premise of allowing the conversion into a secure rental housing; used as a secure rental housing during the period of no change in the nature of the use of the land, not to make up for the price of the land.
5. Guaranteed rental housing land can be supplied by way of grant, lease or allocation, which is supplied by way of grant or lease, the guaranteed rental housing rental price and adjustment as a precondition for grant or lease, allowing the grant price to be collected in installments. Encourage the construction of guaranteed rental housing in and around industrial parks, near rail transit stations, on top of subways and in key urban construction areas.
Support banking financial institutions to provide long-term loans to the main body of the guaranteed rental housing self-holding
Huang Huo said the Implementation Opinions to provide fiscal, tax, financial and other support to alleviate the financial pressure on the project. The leasing industry is generally facing financing difficulties, the "Implementation Opinions" clearly increase credit support, support financial institutions to provide long-term loans, debt financing in a market-oriented manner, while supporting the application for REITs pilot, will be expected to gradually solve the problem of heavy asset model exit, increase the supply of housing sources of guaranteed rental housing.
In terms of financial support policies, Hefei, in addition to actively seeking the central and provincial special subsidies to support the provisions of the guaranteed rental housing projects, but also in the net proceeds of land transfers by a certain percentage of the low-cost housing security funds, co-ordinated for the development of guaranteed rental housing.
In terms of tax and other support policies, Hefei uses non-residential stock land and non-residential stock housing to build guaranteed rental housing, and after obtaining the certificate of recognition for guaranteed rental housing projects, housing rental enterprises may choose to apply the simplified tax method and calculate the value-added tax to be paid in accordance with the 5% levy rate minus 1.5%, or apply the general taxing method to calculate and pay the VAT; small-scale VAT payers in housing rental enterprises to rent housing to individuals, calculate and pay the VAT at a reduced rate of 1.5% in accordance with a levy rate of 5%; enterprises, public institutions, social groups and other organizations to rent guaranteed rental housing to individuals and specialized and large-scale housing rental enterprises, and reduce the property tax at a tax rate of 4%.
In terms of financial support policies, increase credit support for the construction and operation of guaranteed rental housing, support banking financial institutions to provide long-term loans to the main body of the guaranteed rental housing self-holding in a market-oriented manner. In accordance with the principles of legal compliance, risk control and commercial sustainability, provide loans to housing rental enterprises that alter and remodel the stock of housing to form non-ownership guaranteed rental housing. Supporting banking financial institutions to issue financial bonds to raise funds for guaranteed rental housing loan investment. Supporting enterprises to issue corporate bonds, corporate bonds, debt financing instruments for non-financial enterprises and other corporate credit-type bonds for the construction and operation of guaranteed rental housing. If the guaranteed rental housing held and operated by an enterprise has sustained and stable cash flow, the enterprise may mortgage the property as a credit enhancement and issue guaranteed housing rental bonds. Supporting commercial insurance funds to participate in the construction of guaranteed rental housing in accordance with market-oriented principles. Loans related to guaranteed rental housing will be treated differently in the implementation of real estate loan management. Support for guaranteed rental housing projects to declare the infrastructure sector real estate investment trust funds and real estate investment trusts (REITs) pilot.
Meanwhile, tenants of protected rental housing can apply for residence permits with proof of filing of housing lease contracts to enjoy basic public **** services such as compulsory education, healthcare and provident funds.
The Implementation Opinions simplify the approval process, the approval time limit is compressed within 40 working days, at the same time clear housing "legal identity". Huang Huo said that the current market there are a number of non-converted projects, due to the property rights of property buildings can not go through the approval process, it is difficult to include in the management of the guaranteed rental housing, but also can not enjoy a series of preferential measures, such as tax subsidies for housing rentals. The Implementation Opinions, in addition to proposing to explore the simplification of the process of informing the way of commitment, consolidation of the process, joint acceptance system, but also made it clear that the establishment of the project certificate system, the regional government is responsible for reviewing the determination, to solve the problem of many non-converted housing projects "birth certificate", to shorten the process of declaration and approval, the project has a legal identity, can enjoy the preferential policies, increase the enthusiasm of enterprises. The project has a legal identity, can enjoy preferential policies, increase the enthusiasm of enterprises.
The "Implementation Opinions" stipulates that guaranteed rental housing projects shall be the whole right, shall not be divided and registered, divided transfer, divided mortgage, shall not be listed for sale or disguised as sales, and prohibited to protect the rental housing in the name of illegal business or fraudulent preferential policies. Eligible projects involving the transfer of the whole, shall be reported to the municipal government for review and approval, the transfer of the original nature of the guaranteed rental housing remains unchanged, the land use and land acquisition method remains unchanged. Among them, industrial projects within the scope of the construction of guaranteed rental housing shall be transferred together with the production plant, shall not be transferred separately; industrial project enterprises and industrial park management committee jointly invested in the construction of guaranteed rental housing, involving the transfer of part of its property rights, the industrial park management committee can give priority to purchase. The use of enterprises and institutions own idle land construction and non-residential stock of housing reconstruction of the guaranteed rental housing, in case of expropriation, demolition and relocation, still according to the original land use and acquisition method of compensation.
According to the "Implementation Opinions", Hefei will set up the city's safeguarded rental housing work leading group, coordinating and promoting the city's safeguarded rental housing work. Improve the city's housing rental transaction service platform, the establishment of various departments of information data **** enjoyment mechanism, strengthen the guaranteed rental housing project declaration, identification, construction and operation management, to achieve the guaranteed rental housing project approval, housing release, access and withdrawal, network signing for the record, rent payment and other online processing.