Pacific Life recently released a proton heavy ion medical insurance policy named Quality Peace of Mind 2021 Proton Heavy Ion Medical Insurance.The 2019 version is a big hit just by virtue of its low premium of nine dollars and nine dollars and 3 million coverage, so is this product coverage great and should it be configured?
To learn more about this product in advance, take a look at this article:
"How is Taiping Protonix 2021? Don't be fooled and still don't know!
I. How is the protection of Taiping ProtonMind 2021 Proton Heavy Ion Medical Insurance?
Directly to our topic, the essence of the picture first.
From the coverage chart, you can see that this is obviously an insurance policy that specializes in covering proton heavy ions, which will not involve general medical and critical illness medical coverage, so let's analyze how this product coverage works in more detail!
1.? Proton heavy ion coverage is more comprehensive
Just to give you an introduction to what proton heavy ion: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for radiation therapy for malignant tumors, is now internationally recognized as the most advanced technology in radiation therapy for tumors. This technology can accurately irradiate the lesion area, and the side effects on the human body are very small, and will not produce violent adverse reactions.
In 2016, the market for medical treatment in Japan grew at an astonishing rate. The number of people going to Japan for medical treatment that year was five times that of 2015, with more than 500,000 people. The growing trend of the medical market to Japan, for the technology of this level, has been much more mature than I over, as for the price, but also than our country's cancer proton heavy ion treatment charges much lower.
In recent years, the World Health Organization (WHO) has been evaluating the level of medical care around the world, and Japan has been ranked No. 1 every year for several years; the number of facilities dedicated to the treatment of protons and heavy ions in Japan and the level of technology are quite outstanding, so people will prefer to go to Japan for cancer treatment.
According to the analysis results given by the relevant industry, China's proton and heavy ion therapy equipment has not been introduced much, and less experience in treatment, compared with the proton and heavy ion therapy in other countries, there is still a gap, which is in fact because of these two aspects:
On the one hand, China's use of proton and heavy ion therapy is not much, the number of cases is not enough, resulting in China's proton and heavy ion treatment center, the relevant medical personnel do not have the ability to use proton and heavy ion treatment, the number of cases is not enough. The relevant medical personnel in the center do not have sufficient experience.
On the other hand, at present, China's proton heavy ion center for the admission of patients in this aspect of the performance is not very perfect, or prefer to accept some early, single lesion patients, but for the middle and late stage of lung cancer patients, almost no admission.
Most of the medical insurance in the market only includes domestic proton heavy ion medical coverage, you then see the sight of this quality peace of mind 2021 proton heavy ion medical insurance, which not only exists in the domestic specific hospitals of proton heavy ion 100 percent of the payout ratio, of course, but also provides 21 Japanese designated proton heavy ion medical institutions of the 100 percent of the compensation ratio of the protection.
If people are concerned about better proton reion technology, most medical insurance policies on the market can hardly meet this coverage need, and this Pacific ProtonMed 2021 Proton Reion medical insurance can maximize the provision of more comprehensive coverage in this regard.
2.? Poor renewal conditions
The renewal conditions of this PPS 2021 Proton Heavy Ion are quite poor, and there is still uncertainty in the renewal, if the product is discontinued, or the insured can no longer enroll in this product after age 60, which is comparable to other medical insurance policies on the market that do not guarantee renewal, but can be renewed up to age 100. In comparison, its renewal conditions are really even worse, so you can't expect this insurance to give you long-lasting protection.
Renewal conditions are very important, after reading this article, can let you less step on a lot of pits:
"Medical insurance renewal how to do, what to pay attention to? Explained in one article!
Two, Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance is worth buying?
Overall, proton reion is the scope of protection of Taiping Qiang Anxin 2021 proton reion medical insurance, the school sister is not very recommended to treat this product as the only medical insurance, however, it can be a comprehensive protection of millions of medical insurance supplemental insurance.
Only for this year's global epidemic has not been completely controlled, the treatment abroad itself carries a certain degree of risk, so cancel the idea of going to Japan for treatment.
In the current situation, I don't think this medical insurance is suitable to start, you can pay more attention to the comprehensive protection, value-added services and practical excellent million medical insurance:
Top 10 million medical insurance rankings freshly released!
Written in the end
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