Pacific Life recently released a new Proton Heavy Ion Medical Insurance policy called the Proton Peace of Mind 2021 Proton Heavy Ion Medical Insurance.The 19 year old version was also launched at a price of $9.90 with 3 million reimbursement dominating the market.
So how good is this product coverage and is it worth it?
This article can clear up your doubts!
"What about Taiping Life Quality Assurance 2021 Medical Insurance?
A. How is the protection of TaiPing ProtonMind 2021 Proton Heavy Ion Medical Insurance
Proton Heavy Ion is a common value-added service in medical insurance, so where can the value-added service be effectively used?
What are "value-added services" in health insurance? The more value-added services, the better?
After that, let's get back to the topic at hand, with some highlights.
Proton Peace of Mind 2021 Medical Insurance
From the chart you can see that this is an insurance policy that specializes in protecting proton heavy ions, and won't be involved in general medical and critical illness medical coverage, so next you'll get a look at what kind of product coverage this is!
1.? Proton heavy ion protection is more comprehensive
First of all, to popularize the proton heavy ion technology: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors for radiation therapy, is internationally recognized as the most cutting-edge, ideal radiation therapy technology for tumors. This technology can realize a large amount of energy release in the tumor lesion to achieve the purpose of killing cancer cells. At the same time, this method is less damaging to normal cells of the human body due to the small amount of energy released in the process of passing through the human body.
The number of Chinese patients going to Japan for cancer treatment saw faster growth in 2016. The number of people going to Japan for medical treatment that year was five times that of 2015, with the number exceeding 500,000 people. Medical treatment in Japan has become a popular trend, and happily, the technology has become more mature compared with China's, and the price is still far lower than China's cancer proton heavy ion medical treatment.
In recent years, the World Health Organization (WHO) has compared the level of medical care around the world, and Japan has taken the first place for several years in a row; the number of facilities dedicated to the treatment of proton and heavy ion in Japan and the level of technology is very good, so everyone will be more inclined to go to Japan for cancer treatment.
According to the results of the analysis given by the relevant industry, China's introduction of proton and heavy ion therapy equipment in the number of really very small, and the existing treatment experience is relatively small, compared with other countries of proton and heavy ion therapy gap is still quite large, this is in fact because of the two aspects:
On the one hand, China's use of proton and heavy ion technology to treat the institutions and the actual cases of possession On the one hand, the number of institutions that utilize this technology and the number of cases that they actually have are relatively small, resulting in a lack of medical experience among the relevant medical personnel in our proton heavy ion centers.
On the other hand, the performance of our proton heavy ion centers in treating patients is still problematic, as the patients are usually early stage patients or patients with a single lesion, and there is almost no treatment for middle and late stage lung cancer patients.
Now on the market, about medical insurance, they are basically only with the domestic proton heavy ion medical insurance, while the amount of compensation to everyone is only one million, however, about the quality of peace of mind 2021 proton heavy ion medical insurance, not only provides the domestic designated hospitals proton heavy ion 100 percent of the payout ratio, and 21 Japanese specific proton heavy ion medical institutions 100 percent of the payout ratio coverage.
Suppose you care about the better proton reion technology, which is difficult to be covered by many medical insurance policies today, but regarding this PPS 2021 Proton Reion Medical Insurance, it can provide comprehensive coverage in this aspect to a large extent.
2.? Poor renewal conditions
The renewal conditions of this PPS 2021 Proton Heavy Ion are very general, and regarding the renewal, it is uncertain if one day, this product will not continue to be sold, or the other situation, the insured can not continue to buy this product after the age of 60, and we carefully compared with some medical insurance products on the market which do not guarantee the renewal, but can be renewed to the age of 100 at the most. We carefully compared with some of the medical insurance on the market that does not guarantee renewal, but can be renewed up to the age of 100, we can find that its renewal conditions are even worse, and we also see that this insurance is not at all the route to long-term protection.
Secondly, is it worth buying the 2021 Proton Heavy Ion Medical Insurance
In summary, Proton Heavy Ion is the scope of coverage of the 2021 Proton Heavy Ion Medical Insurance of the Pacific Peace of Mind, which is not very recommendable to you as the only medical insurance, but can be used as a supplemental insurance to the comprehensive medical insurance.
Particularly for this year's global epidemic has not been fully controlled, in terms of treatment abroad, it is inherently risky, do not think of going to Japan to treat the disease.
The present school sister that this medical insurance product is not very suitable, in the face of having a comprehensive protection, value-added services practical million medical insurance is worth people pay more attention to.
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