What is Geek Insurance from Insurance Geeks? What's it for?

Geeks Insurance is Insurance Geeks' corporate employee insurance service platform. Companies that have insured their employees with supplemental medical insurance can log in to make a claim through this WeChat public number, upload medical bills, prescriptions, medical records and other information, and then view the progress of the claim in a timely manner after submitting it, as well as view the claim record. It is more convenient for employees to operate. Now many insurance companies provide similar services on their official WeChat or app. For example, for individual or group accident insurance and medical insurance claims, by uploading the claim information through WeChat, many companies will set an amount, and below the amount, you only need to provide electronic photos of invoices, prescriptions, medical records and other supporting information according to the insurance company's claim list, and you don't need to submit paper information to the insurance company anymore. It is very convenient. In order to attract and retain talents, and to solve the pressure of employees in medical care, many organizations will consider providing group medical benefit coverage for their employees. About the introduction of group supplementary medical care: it usually includes two parts: outpatient emergency and hospitalization. It protects the insured employees' outpatient emergency or inpatient treatment in hospitals due to accidental injuries or illnesses, and reimburses the remaining outpatient emergency or inpatient medical expenses within the scope of the insured local social security system after reimbursement by the insured local public medical service or social security system for the actual medical expenses incurred by the employees, less the contractual deductibles, in accordance with the contractually agreed benefit ratio. Group supplementary medical care has its limitations, it can only reimburse the remaining part of the expenses not reimbursed by social security within the scope of social security. If the treatment items and medicines of the hospitals when the employees visit the hospitals are outside the three major catalogs of the social security, then the supplementary medical care usually cannot be reimbursed, unless the unit has agreed with the insurance company to extend the scope of the Class B medicines and the out-of-pocket items outside the scope of the social security when the unit is taking out the insurance. Therefore, if the unit only insured the most basic supplemental health care, did not extend the out-of-pocket items, it is recommended that employees should still consider their own configuration of a commercial medical insurance, such as millions of medical insurance, high-end medical insurance, etc., in order to solve the large amount of medical risk.