Centralized procurement of medical supplies, protective gear, repair and remediation of isolation wards capital needs, 50 million yuan or less granted to the city branch for approval, emergency loan interest rate of about 4.2%.
ICB Jurong Sub-branch
1, support the financing needs of hospitals, medical research units, production and distribution of medicines and medical equipment, and other enterprises directly involved in the prevention and control of the epidemic.
2, the industry enterprises affected by the epidemic, shall not blindly draw loans, cut off loans, pressure loans. For those enterprises with better development prospects but temporarily in trouble, financing arrangements will be made through extension, loan renewal, refinancing, etc., so as to ensure that the financing business, especially that related to epidemic prevention and control, will be accepted, approved and put into operation in a timely manner.
Agricultural Bank of China Jurong Sub-branch
1, the local epidemic prevention and control of key support customers, within the range of not higher than the one-year LPR-100bp to determine the level of interest rates independently.
2. For customers affected by the epidemic and unable to carry out on-site investigation before loan and on-site inspection after loan, on-site investigation and inspection can be temporarily suspended.
3. Clarify the conditions for public hospitals to handle fixed asset loans.
4. For customers who are indeed unable to repay due loans on time due to delayed resumption of work, the implementation of the normal repayment date in the event of statutory holidays, public vacations postponed provisions, the system will be postponed to the earliest date of resumption of work as stipulated by the provincial government, and during this period will not be counted as a overdue loan, will not be calculated as a penalty compounding, will not be adjusted to the form of risk classification, will not be adjusted to the ratings, and will not be bad for the credit report.
Bank of China Jurong Sub-branch
1, for the impact of the epidemic, the resumption of work before the due repayment of the implementation of deferred repayment difficulties.
2, for the key epidemic prevention and control enterprise projects that require the authority of the vice president of the first branch company, can be placed before reporting the interest rate approval process. For the national person head office list enterprises minimum 1.65%.
3, for the total amount in the epidemic period can not complete the annual review on schedule, the total amount of extension of three months operation.
4, the implementation of the green channel for epidemic prevention class production enterprises, simplify the approval process, special approval, disbursement, the fastest speed to complete the disbursement.
Construction Bank, Jurong City Branch
1, the opening of a green credit channel to participate in the production of emergency supplies related to the implementation of the fastest five working days to approve the release of funds.
2, and epidemic preparedness-related enterprise loan interest rate, the implementation of the bottom line policy implementation rate for one year, LPR minus 0.3 percentage points, implementation rate for three years, LPR plus 0.1 percentage points.
Bank of Communications Jurong Sub-branch
1. For small and micro enterprises that encountered temporary difficulties in operation due to the impact of the epidemic, the credit scheme will be adjusted according to the actual situation, and normal operation of the enterprises will be supported through rollover, renewal of loans with no repayment of principal, and credit restructuring.
2. A one-month grace period will be automatically granted to individual business loans whose entire loan has not matured but has interest repayment or stage repayment of principal within February 2020.
Jurong Rural Commercial Bank
1. The loan period will be extended appropriately for eligible stock customers.
2. Strictly implement the policy of "no loan drawback, no loan break, no loan suppression", and mitigate the risk by borrowing new loans to repay old ones and extending the period of time, and do not make classification adjustments within two months of the extension period, and the interest rate does not exceed the original loan rate.
3. Simplify the loan procedures, according to the actual situation of the borrower to quickly handle the loan procedures, part of the procedures can be perfected after the epidemic.
4, the recent epidemic affected customers one by one mapping, and actively contact the impact of the epidemic can not be timely repayment of customers, the bad record of its timely revision.
5. In order to ensure that small and medium-sized enterprises resume work and production, the "Enterprise Resumption Loan" product was launched, with a maximum amount of 10 million yuan, enjoying a green approval channel and special interest rate concessions.
Bank of Jiangsu Jurong Sub-branch
1, to provide a special emergency credit line of 10 billion yuan, focusing on supporting the province's epidemic prevention and control materials key production enterprises.
2, open financing green approval channel, on-line credit products and services, real-time application, real-time lending. For offline credit products and services, we promise to take the initiative to dock with the relevant enterprises within one working day after receiving the demand.
3, support the impact of the epidemic appeared normal production and operation of capital turnover difficulties, and undertake to protect the residents of life urgently needed important agricultural production and supply of the main body of the credit limit of 5 billion yuan, in the current interest rate on the basis of the exclusive preferential interest rates, and the opening of financing green approval channel, the commitment to receive the demand for 1 working day after receiving the initiative to docking around the main body of the determination of important agricultural products stabilized production and reporting for supply.
Postal Reserve Bank Jurong Sub-branch
1, during the epidemic to provide a green channel to quickly complete the credit operation. Among them, the list of enterprises within the one-year period of anti-epidemic funding needs, authorized each first-tier branch credit review and approval.
2. The interest rate for loans to enterprises within the list of anti-epidemic enterprises will not be higher than the one-year LPR-100 basis points, and enterprises outside the list will be given differentiated preferential interest rates according to the actual situation, so as to effectively support the normal operation and development of anti-epidemic enterprises.
3. Minsheng does not blindly withdraw, suppress or cut off loans, but actively supports the operation of enterprises.
Minsheng Bank Jurong Sub-branch
1, the outstanding contribution to the fight against the epidemic enterprises, to increase new credit, the original credit amount, credit interest rate concessions.
2. For enterprises seriously affected by the epidemic, we will provide them with phased support measures such as interest and penalty reductions and exemptions, credit protection, phased adjustment of loan interest rates, adjustment of repayment methods and loan extension.
3, optimize and simplify the process of loan renewal, mobile banking self-service rollover, no repayment of principal renewal.
4, for specific customers, the launch of special charity wealth management, the interest rate is higher than the ordinary paragraph 0.25BP.
Suzhou Agricultural and Commercial Bank of China Jurong Sub-branch
1, during the epidemic launched a green channel, the "first-line" industry priority credit services, simplify the loan procedures.
2, the funds involved in the enterprise prevention and control of emergency supplies and raw materials procurement payment, clearing and other businesses, after approval to give fee reduction and exemption preferential. Through the transfer of loan funds, the most favorable low-cost loans to the epidemic prevention and control enterprises.
3. For enterprises that are greatly affected by the epidemic, we insist on not withdrawing loans, not breaking loans, and not suppressing loans. According to the actual situation, to extend the repayment period, reduce overdue interest, to ensure that the normal capital turnover of enterprises.
Jurong Sunan Village Bank
1, the start of the green channel for loan approval, for the epidemic prevention and control of industry financing arrangements for special credit line of 30 million, two working days to close, eligible for approval.
2, an enterprise a policy, for epidemic prevention and control of enterprises to develop special financial services program, to take a variety of programs to expand the scope of the guarantee.
3, the implementation of preferential interest rate policy, the prevention and control of the epidemic involved in the financing of enterprises to give preferential interest rates, without charging any other fees, to reduce the cost of financing.
4, for the epidemic due to temporary difficulties in the enterprise, not blindly draw loans, cut off loans, pressure loans, eligible for the use of transfer funds for working capital loans or to be extended or renewed loans.
CITIC Bank Jurong Sub-branch
1, for the enterprises stranded by the epidemic, the original loan interest rate level of more than 10% down, and to ensure that the cost of financing for small and micro enterprises in 2020 is not higher than the cost of financing for the same period in 2019.
2, through the online, big data way for the epidemic-related small and micro enterprises to provide green, efficient, convenient, differentiated "do not meet" financial services, exempt from the relevant fees. 3, during the epidemic to open up the green approval channel of universal benefits, arrange for timely review and approval of personnel; in the use of the letter link to simplify the process, the implementation of the special affairs, The company's business is also a major player in the market, and the company has been able to improve the efficiency of its business operations.
Pudong Development Bank Jurong Sub-branch
1, to promote small and medium-sized enterprises "no repayment of principal renewals" business, small and medium-sized enterprise loans without the need to return the principal to complete the renewal of loans.
2. The policy of granting a grace period for repayment to borrowers affected by the epidemic, whereby eligible borrowers will be granted a grace period for repayment during a specified period after the actual repayment date after their applications have been approved and approved, during which they may not be subject to penalties and interest, and will not be subject to the contingency treatment of reporting credit delinquency.
3. Preferential handling fees for settlement operations are offered to customers affected by the epidemic.
Industrial Bank, Jurong Sub-branch
1, within the annual authorization authority for small and medium-sized enterprises to be extended, extended or renewed loans, extension and extension period of up to six months.
2. Reduce or waive overdue interest and penalties for national standard small and micro enterprises within the annual authorization.
3. Supporting the relevant enterprises to overcome the epidemic disaster by appropriately lowering loan interest rates, increasing credit loans and medium- and long-term loans within the annual authorization authority.
Zijin Agricultural and Commercial Bank, Jurong Branch
Launched the "Epidemic Prevention Special Loan" for enterprises in the areas of health prevention, pharmaceutical product manufacturing and procurement, public **** health infrastructure construction, scientific research and development, and pharmaceutical distribution; research and development of vaccines, reagents, and outbreak monitoring and other scientific and technological small and medium-sized micro-enterprises; and the production, transportation, and sales of medical equipment for use in responding to the epidemic. Sales of response to the epidemic use of medical protective clothing, medical masks, medical goggles, new coronavirus test kits, negative pressure ambulances, disinfectant machines, 84 disinfectant, infrared thermometer and related medicines and other important living materials backbone enterprises, will be in accordance with the provisions of the head office of the Bank's relevant amount of the maximum amount of approval, by virtue of the amount of the order for epidemic prevention-related services 80% of the approved credit limit, the maximum of the major special projects can be 100% credit support. The guarantee is based on credit. At the same time, the loan price in accordance with the lowest price of the relevant loans, according to the epidemic prevention related orders can be used credit.
Everbright Bank Jurong Sub-branch
1, during the epidemic opened a green channel, special treatment, rapid approval, rapid placement.
2, Everbright Bank national allocation of 10 billion yuan special incremental credit scale.
3. For the epidemic prevention and control loans that meet the support conditions, the best interest rate will be given, and the loan interest rate can be implemented as the one-year LPR base rate or the preferential interest rate below the base rate.
4. For donations or remittance of special money to the special account for epidemic prevention and control in Hubei or other parts of the country through various business channels of Everbright Bank, all inter-bank transfer fees, electronic remittance fees, postal fees, telegraphic fees and other related fees are exempted, and all efforts are made to ensure the smoothness of financial services.
Huaxia Bank Jurong Sub-branch
1. In the "Green Channel for Financing Small and Micro Enterprises Affected by the Epidemic" of Jiangsu Province's comprehensive financial service platform, the bank issued two loans, namely, "Medium-term Liquidity Loan" and "Non-repayment Renewal Loan". The two products of "medium-term working capital loan" and "non-repayable loan" are released on the comprehensive financial service platform of Jiangsu Province "Green Channel for Financing of Small and Micro Enterprises Affected by the Epidemic".
2, to participate in the rescue of the epidemic medical personnel, troops, government officials, etc., a reasonable delay in the repayment period, to give the new personal loan interest rate concessions, and to open a green credit channel.
Changshu Agricultural and Commercial Bank of China Jurong Sub-branch
1, open stock credit extension channel. For the public credit customers' revolving credit line that expires before the end of April, the bank will take the initiative to extend the credit line for three months; for the one-time credit line that expires before the end of April, if it is determined that it needs to be renewed, the bank will adopt a simple reporting mode in the meantime, and the enterprises will make up for the reporting information according to the original credit requirements after resumption of work.
2. Enterprises that actively donate money and materials to support the construction of infected areas during the epidemic will be given a preferential loan interest rate of 50BP per annum for financing during the epidemic prevention and control period; for the tourism enterprises, logistics enterprises, hotels and restaurants, and foreign trade enterprises that have been heavily affected by the epidemic, a preferential loan interest rate of 50BP per annum will be given to the portion of the new loan.
3. During the epidemic prevention and control period, a green channel will be opened, and for credit approval projects involving the epidemic, the projects will be reported and approved on the same day, and credit will be granted on the same day.
China Life Jurong Branch
1, individuals and enterprises waiting for the renewal of insurance business, the epidemic period can be extended to February 20th.
2, the cancellation of designated hospitals, the cancellation of waiting period restrictions, the cancellation of drugs and diagnostic and treatment items, the cancellation of deductibles
PICC Jurong Branch
1, gift Jurong People's Hospital to Wuhan medical staff medical liability insurance attached to the medical staff suffered injuries liability insurance.
2, during the epidemic, the new coronavirus infection of the insured customers, after diagnosis can be paid first, and reduce or waive the relevant claims materials, priority processing.
Jiangsu Farmers Insurance Jurong Branch
1, in the case of the epidemic, Agricultural Bank of China, Bank of China insured customers can be extended to the end of March, the provincial federation of insured customers can be extended to the end of June, in the amount of the amount and the original counter-guarantee remains unchanged, the Jurong branch of the approval of their own lending.
2, actively play a new agricultural business subjects in the protection of vegetables, meat, eggs, milk, food and other necessities of life of the residents of the supply, the opening of a green approval channel for the production of important agricultural products to protect the supply of the main body to provide financing guarantees, the annualized guarantee fee of no more than 1%, and at the same time, actively strive for the subsidy policy of the local financial, guarantee fee using the first charge and then make up for the way to the full amount of subsidies.
Jurong City, small and medium-sized enterprise transfer service company
The epidemic prevention and control of key protection enterprises and small and medium-sized enterprises affected by the epidemic, 10 million yuan or less of the transfer of demand for the daily interest rate control within 0.3 ‰.