Today, senior sister will take a look at the true face of 6 million medical insurance for water drop insurance, and you will know whether it is true or not!
First of all, I will give you a positive answer: it is true that Shuidi guarantees 6 million medical insurance!
This 6 million medical insurance is a million medical insurance jointly launched by Shuidibao and Taiping Property Insurance. Shuidibao is just its sales platform. In essence, it is the same as Alipay's good medical insurance and micro-medical insurance.
Shuidibao is just the predecessor of Shuidibao Insurance Mall. Shuidibao Insurance Mall is a YEATION platform for Internet health insurance, which was published on 20 17 and launched by Shuidibao Company. In addition, it is a national insurance brokerage company approved by the China Banking Regulatory Commission, with both insurance brokerage license and online sales qualification.
If it is necessary to judge whether an internet insurance platform is reliable, it is one of the ways to check whether it holds a brokerage license. You can rest assured that Didi Insurance Mall is up to standard.
Let's take a look at the specific content of 6 million medical insurance for water drop insurance:
As can be seen from the above figure, the coverage of 6 million medical insurance is almost the same as that of ordinary1100,000 medical insurance, among which ordinary hospitalization, serious illness hospitalization, pre-and post-emergency services, proton heavy ions and value-added services are also deep protection, which is extremely comprehensive.
In addition, 100% of the 6 million medical insurance will be reimbursed for proton heavy ion technology. We should know that proton heavy ions are still very effective in treating cancer at present, so medical insurance has this guarantee, and senior sister thinks this insurance is still very reliable.
After the upgrade, the proton heavy ions of the smash hit medical insurance can only be reimbursed by 90%. Not only that, you also need to enjoy the deductible of 6.5438+0 million yuan with the protection of general medical care, critical illness medical care and purchased drugs. Compared with the two, 6 million medical insurance is still more practical.
If you have any questions, the seniors have their comments here. You can have a look:
"Good medical insurance long-term medical insurance 20-year edition" actually hides such a tricky thing!
Most importantly, the medical insurance of 6 million yuan is inexpensive and cost-effective, and it can be invested in 0 yuan, 1 yuan and 3 yuan in the first month.
But this is also a controversial point, because many people often can't stand the attraction of words like 0 yuan in the first month, don't know how much insurance they need to pay later, and then feel cheated when they find that they still need to pay so much money.
Therefore, when you apply for insurance online, you must not be impulsive, understand the terms of the product and make full preparations.
If you don't know what you really want to see, just read this article by Senior Sister:
When choosing to buy insurance, you should know these key knowledge points in advance!
Generally speaking, the products of 6 million medical insurance have done a good job in ensuring the content and the cost performance is good.
However, there is one more thing that senior three students hope everyone can pay attention to. 6 million medical insurance is not guaranteed to be renewed. If the health condition becomes worse in the later period, it is difficult to insure other products. For our consumers, the loss is relatively large, so we should carefully insure this matter!
With a wait-and-see attitude, we can compare these products with more relaxed renewal conditions:
The ten million medical insurance rankings that relax the renewal conditions are freshly released!
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
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